Popular Posts

Friday, December 30, 2011

How to make money in DayTrading

Hey All,

Iam back with a more attractive short term investment strategy which will definitely make you even more curious and interested...
This was actually submitted to me by one of my acquaintance who is working as a technical analyst in a stock advisory services company in India...

I found this article very interesting and i thought of sharing this with all my clients who are interested in making a killing on the same day,same month and same year and who do not have patience to wait for years to get some returns in a conventional investment vehicle...

The link to the main article published in one of the most respected online article store is this... http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/

The link to the said website is this... http://www.marketsafetrade.com

So here we go...hope this will help you all...

We understand that investing in stocks & commodity markets could be highly profitable and create wealth in the shortest time period available and at the same time it could be risky as well. It takes years for an amateur trader to acquire the knowledge and skills to become a pro before he actually starts making profit in share market trading. If the investor does not have the required expertise and knowledge to safely trade in the market and convert each risk into opportunities then there is a very high chance of loosing the investment capital also.

We at www.marketSafetrade.com ensure that we will provide you with all the expertise and professional advice required to make the most out of the opportunities available in the market with minimal or no risks so that you can become a pro & start making profits in the trading industry...We are one of the leading and most respected stock & commodity tips providing company in India with fast and accurate results on the tips provided by us, backed by a strong technical research & analysis inclusive of market fundamentals.Our technical analysis team consists of highly skilled professionals and renowned market experts & columnists in leading financial magazines with an overall market experience of more than 15 years.You need experienced professionals with your best interests in mind. People trust Market Safe Trade because our employees are some of the brightest investment and technology professionals in the business.

We are the only one to have a highly skilled Technical Customer support team that works 24/7 which ensures that each of our client's calls shall be answered and timely advice and support will be provided to maximize the gains in each trade. We are in the trading tips providing industry since 2007 and we have created a strong presence in this sector with our dedicated and continuous effort in providing 100% customer satisfaction.

It is well evident with the fact that 1000s of clients have trusted us and availed our services over these years and we have always worked harder to retain the trust YOU have kept on us. We were the 1st in the market to introduce the 100% money back guarantee for our clients who did not find our service beneficial.

our assurance would always be to deliver utmost satisfaction and experience to our trusted clients.

Read the full article in GoArticles here... http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/

Let me know your feedbacks...Thank you...

Friday, November 4, 2011

Golden Rules Of Investment- Stay For Long Term

Hey All,

This is the final post from the series "Golden Rules Of Investment"...Here i have posted how compounding interest plays a major role in your returns...

Hope this post will surprise you...

Power Of COMPOUNDING...!!!



Compounding can make even small investments become large with time...!!!

Golden Rules Of Investment - Start Early & Save Regularly

Hey All,

This is the 2nd post in the series of "Golden Rules of Investment"...Keep these things in mind before planning for any type of Investment...

Hope this Information will be Beneficial For You...

Benefits of Starting Early & Saving Regularly.

An Annual contribution of Rs.20,000 made at the same time each year until the age of 65 at a 10% investment yield...



As you can see that people who started even one year early made a huge difference in their returns...

Golden Rules Of Investment - Start Early

Hey All,

I am here to present you some Golden rules of investment which would surely help you in making a informed choice and gain financial independence.

Hope it will benefit you...

Retirement - Cost of Waiting...

Let’s look at 2 different investment styles of Ms. Manjula and Mr. Manjunath who have planned to retire at the age of 58yrs...
Below mentioned is their investment pattern...



With much lesser investment, Manjula’s maturity proceeds is almost equal to Manjunath...

This shows & proves that starting early will always be beneficial to us...

Tuesday, November 1, 2011

Baap of Magic plans-ULIP

Hey All,

I am back with a new idea...an investment idea similar to my earlier post "Baap of Magic plans".
The major difference between the earlier "Baap of Magic Plans" and this new version is that earlier version was a traditional and guaranteed returns plan where the returns were moderate and this being a market linked plan with a possibility of vertical growth in future in terms of returns & benefits...

Hope you all will appreciate my effort...

This is a case study of 1 lac premium per year and annual growth assumptions at current market conditions..


When Raj was 30, he decided to invest 1lac every year for his retirement...He chose a good equity based retirement fund and invested in it till he turned 60yrs.


When he retired @ 60,he withdrew 20 lacs to settle his outstanding loans.


And, to support his daily expenses he started withdrawing Rs.1,00,000 every month(Rs 12 lacs every year) from age 61 to 78!!!


When he was 61, he took his family for a foreign trip and surprised them...Rs 10 lacs for the vacation came from this plan...


When he was 63, his wife underwent a surgery of her knee cap...He withdrew Rs 10 lacs from this plan for the hospital expenses...


When he turned 65,his son wanted to start a business,he supported him with Rs 30 lacs which came from this plan..


When he was 70,he sponsored Rs 20 lacs for his granddaughter's higher education.


Today he is 79,and still he has a corpus of Rs.1.42 crores in the plan!!!


In case of his absence,his wife will have the entire amount tax free!!!


In case of an unfortunate eventuality of his death,his family would have received death benefit...eg. If he had died at the age of 55,his family would have got Rs 98 lacs immediately!!!

Mr.Kumar invested only Rs.30 lacs while he was working and got back Rs 4.48 crores after he retired!!!


This plan helped him attain financial independence after retirement...
He is still considered to be the decision maker at home by his family members in-spite of being retired from his work...


His children and grandchildren still look up to him with respect for his farsighted and independent nature...


He & his wife never became a financial burden to his children after getting retired because of his retirement planning...


Do you want your retired life to be like this???


You know what you have to do...Call me on 9901045869


or mail me subhash.sukumar@gmail.com


Or leave a comment....


Hope to hear some suggestions and feedback as usual....

Monday, October 24, 2011

Best children plan

Hey All,

I am overwhelmed by your continuous support & response for my blog and it is evident with the number of page views and interests created around.
I apologize for not being able to post any new content as i was busy with the product presentation meetings and helping interested people to take up these plans.

As you all know that my 1st post "Baap of Magic plans" created lots of curiosities and interests in people's mind that i was rushed with queries and requests for a one on one presentations and closings.
As i was presenting the plans to my prospective clients,i found out that there are many people who are looking for short term investment opportunities as well and my next post "How to create wealth in short term" drew their interest and i was able to close even more sales with this plan..

This time i decided to present you a plan which would be the best gift you could buy for your child...So read on & find out yourself how beneficial it is...

This is a story of Mr.vasu...



Hi,Iam vasu,i am a 77 yr old sr.citizen...Let me tell you how i had been a responsible father and ensured that my son always loved & respected me for my farsighted thinking...



I was 30 at that time and was a salaried employee working in a reputed corporate in India..
just one month back,i was blessed with a baby boy...



I am delighted and i wanted to ensure that i should be prepared & plan well in advance for all those expenses i would incur on my son which would pop up in future,So i decided to take a children plan..
I consulted few financial consultants and zeroed in on a particular plan..
I liked this plan because this was attractive & made sense compared to the other investment which was blown out of proportion with unrealistic calculations...
Lets find out how this plan benefited me...

I started investing 1 lac every year in this plan till my son reached the age of 18..
Need 1:


As my son krishna was an average student,he could not secure a merit seat & i had to pay up 15 lacs as capitation fees + 2 lacs as miscellaneous expenses to get him on board in a reputed college...The entire funding came from a magic account which i had created for his education expenses...

Need 2:


From 21st yr till 29th yr,i gave my son a pocket money of 2 lacs every year as he had not settled down completely & would not have had enough money to manage his expenses on his own...The pocket money came from a magic account which i had created for his other expenses...

Need 3:


At the age of 30,He expressed his desire to get married to the girl he loves..And as a loving father who had always stood by his side and loved him so much,i agreed on a condition that i would take care of his marriage expenses...



I spent 15 lacs on my son's wedding and everyone loved & enjoyed the party and joined us in our celebration...The entire money came from a magic account which i had created for his marriage expenses...

Need 4:


As the domestic expenses increased after my son's marriage,My son withdrew 5 lacs each for the next 2 yrs from the magic account which i had created for his home making expenses...

Need 5:


At the age of 33,he had his 1st child,i was delighted because i had become a grandfather...my son withdrew 8 lacs for the hospital & other miscellaneous expenses from the same magic account which i had created for his new born child expenses...

Need 6:


At the age of 34,he wanted to upgrade his sedan car to an SUV,so again he withdrew 15 lacs from the same magic account which i had created to fulfill his offroading desires...

Need 7:


Now as the lifestyle & fuel expenses increased,my son withdrew 4 lacs each for the next 2 yrs from the magic account which i had created for his lifestyle expenses...

Need 8:


At the age of 37,he had his 2nd child and he cannot be partial,so he withdrew another 8 lacs again from the same magic account which i had created for his 2nd child expenses...

Need 9:


Now that the family is big & the expenses also is increasing day by day,From the age of 38 till 46,my son is happy with the 6 lacs which is coming to him every year from the magic account i had created for his lifestyle expenses...

Need 10:


At the age of 47,my son took a final payout of 1.1 crore from the magic account which i had created for him...

Now that the magic account is closed,lets get into the summary of the money which my son used for himself all these years...

I paid 18 lacs for 18 yrs to ensure that my son could enjoy the benefit for a really really long time...
It does not mean that my son was not independent & capable of earning enough to take care of his needs,but a little extra cash will always come handy at any point of time for anyone!!!This is what i have learnt from my life....

So lets get into the numbers,My investment into this child plan was 18 lacs only but my son withdrew 1.53 crores from 19th to 46th year for various expenses and still at the age of 47,he had a corpus amount of another 1.1 crore at his disposal!!!



And if something unfortunate would have happened to me during the premium payment term,my son would have received a sum of 25 lacs immediately and all the above benefits would still have come to my son as planned!!!



I hope now you understand why my son loves & respects me for my farsightedness...

So as you have read the story of Mr.Vasu, what are you waiting for???

Act Now...


Do you want your child's life to be like this???

If yes,then post a comment or mail me @ subhash.sukumar@gmail.com or call me on my number 09901045869.

Hope to hear your feedbacks and suggestions if any...

Wednesday, September 28, 2011

How to create wealth in short term-Illustration(Part2)

Read this first to understand the below illustration...

Scenario 1 – Lowest recorded unit purchase in the next 12 months.
Age – 30
Net Invested Premium – 1lac p.a,
Premium paying term – 5yrs
Plan Term – 10yrs

1st year Net invested premium is 1lac and assuming the unit price at the time of entering into the plan is 10rs.
Assuming that in the next 12 months, the unit price of the fund touched a low of 6rs and ended at 11.50rs.
Instead of normal unit allocation of 10000units, you will get units purchased at the rate of 6rs.
So you will get 16667 units in the 1st year.

2nd year Net invested premium is 1lac and the unit price at the time of purchase is 11.50rs.
Assuming that in the next 12 months, the unit price of the fund increased and ended at 13.50rs.
You will get units purchased at the rate of 11.50rs.
So you will get 8696units in the 2nd year.

3rd year Net invested premium is 1lac and the unit price at the time of purchase is 13.50rs.
Assuming that in the next 12 months, the unit price of the fund decreased and ended at 9.75rs.
You will get units purchased at the rate of 9.75rs.
So you will get 10256 units in the 3rd year.

4th year Net invested premium is 1lac and the unit price at the time of purchase is 9.75rs.
Assuming that in the next 12 months, the unit price of the fund increased and ended at 14.75rs.
You will get units purchased at the rate of 9.75rs.
So you will get 10256 units in the 4th year.

5th year Net invested premium is 1lac and the unit price at the time of purchase is 14.75rs.
Assuming that in the next 12 months, the unit price of the fund increased and ended at 18.50rs.
You will get units purchased at the price of 14.75rs.
So you will get 6780 units in the 5th year.

Now total of all the units accumulated is 52655.
The NAV at the end of 5th year is 18.50rs.
So fund value= total number of units*Current unit price
52655*18.50=974117.50

Almost close to double the invested amount in this illustration!!!
Scenario 2 – Highest recorded NAV in the last 7yrs.

As in the above illustration, we could see that at the end of 5th year the NAV price is at 16.50rs.
Assuming that in the next 2 years, if the NAV peaks to 22rs and comes back to 18rs also.
You will get, total number of units*Highest recorded NAV in last 7years.
52655*22=1158410.

Scenario 3 – Unit Price at maturity.

At the time of maturity if the NAV is 30rs, which is higher than the other 2 scenarios mentioned above.
You will get, total number of units*Unit price at maturity.
52655*30=1579650.

So an investment of Rs.500, 000 will give you Rs.1, 579,650/- within a period of 10years!!!

The above mentioned profits are completely tax free!!!

Above all these benefits, if you pay 5 premiums at once you will get 10% of the total premiums as cash back on the spot!!!

Please note that all the above mentioned figures are only for understanding and for illustration purpose only and the returns may vary depending on the invested amount and market fluctuations.

How to create wealth in short term

Hey All,

First of all I would like to thank each one of you for your continuous interest in my blog, I started this blog just one month back and now look at the page views…its almost 1000!!!
This means that I am writing about something which is actually worth reading and investing…That thought alone gives me immense happiness…

My first Post “Baap of Magic Plans” still attracts and amuses so many people that few of my clients who are working in some of the top IT companies in the world told these words…”Subhash, It is too good to be True”…This is not only their opinion, but of many people whom I met keeps telling me the same thing…However once I show them how it works and how it can benefit them, I can see the smile in their face…A smile which says that they have found an investment plan which is worth investing after all…

Recently I met a client who told me that he would rather be interested in a shorter term investment instead of planning for a retirement as he had already planned well in advance for his retirement needs…He said “Subhash, Life is for Living, Blow me up with some short term investment plan”…I gave him a Plan and it literally blew him up!!!

So now I am presenting you all the same investment idea!!! This time with an eye on people who are looking for shorter term…
Hope you all will enjoy it…

(PS: This post may be bit lengthy but I know that if you are really concerned about your money and want to get the best out of it, you may not mind reading each and every line…)

How to create WEALTH in Short term?

Work Hard…….Really Hard…..



Or

Work Smart…..Really smart + Make your money work harder…


Now the million dollar question is….

How will you make your money work harder for you???

Yes….The answer is “By making Right Investment Decisions”



Okay, so that’s it, making right investment decisions is enough correct???

No…Making right investment decisions ON TIME are required…



We have been hearing from a very early age about some conventional theories that say “We should not put all our eggs in one basket”...



So what happens if we put all our eggs in one basket?



It breaks!!!

So what should we do then?



Diversify!!!

Put your money in different baskets, so that even if one basket falls you will have the remaining baskets to cover your interests…

When we talk about short term investment Baskets, these things will come to our mind…
1)Mutual Funds
2)SIP’s
3)Shares and stocks
4)ETF’s
5)FD’s
6)Small Savings in Chits and cooperative societies.

The First four short term investment mentioned above belongs to “Equity” Family



and the last Two belong to “Conventional or Traditional” Family…



We all know that investing in conventional or traditional investment for short term will always give you low or moderate investment returns…



As we spoke about making our money work harder, we shall concentrate on Equity based investments which will give you moderate to very high investment returns…

So when it comes to Equity based investments, what exactly would we want to do to make Profits???

It’s very simple!!!

We would want to buy equities at the lowest price when the market is down…



And, Sell those equities at the highest price when the market picks up!!!

Yes, it sounds very simple, but as we all know it is not that simple as it sounds…

Let me explain…

What exactly would we look for when choosing an equity based investment???
1)S-Safety
2)L-Liquidity
3)R-Returns
4)F-Flexibility +



Guarantee!!!

In most of the cases, a carefully chosen equity based investment will offer one or the other things mentioned in the above list, but not all!!!

If you ask your portfolio manager or an investment banker for suggestions or advice to help you chose an equity based investment plan from the above list, he would suggest you to buy an SIP!!!

What is an SIP???



Why SIP is so attractive???



SIP – Systematic Investment Plan

How it works – SIP is a systematic investment means to tap the volatility of the market…To put it in simple words - It is a monthly investment mutual fund scheme. It will help you to buy mutual fund units regularly at the current market price which in turn will appreciate during the term and help you make profits.

Let me give you a small example.

Mr. X decides to invest in an SIP with a monthly contribution of Rs.10000/-
In the First month the Net Asset Value (NAV) Price is Rs.10/-
So he gets 10000/10=1000 Units.

In the Second month the NAV price is Rs.12/-
So he gets 10000/12=833 Units.

In the Third month the NAV price is Rs.8/-
So he gets 10000/8=1250 Units.

In the Fourth Month the NAV price is Rs.7/-
So he gets 10000/7=1429 Units.

In the Fifth Month the NAV price is Rs.10/-
So he gets 10000/10=1000 Units.

In the Sixth Month the NAV price is Rs.13/-
So he gets 10000/13=769 Units.

So now if we calculate the total investment, Mr. X has invested Rs.60000/-
He has 6281 Units and the current unit price in the sixth month is Rs.13/-
Average unit price for the past 6 months – Rs.10/-
Calculation to arrive on the fund value,
Total number of units*Current unit price=Fund value…
6281*13=81653.

So Mr. X has a fund value of rs.81653/- in his SIP account. He made Rs.21653/- profit on an investment of Rs.60000/-!!!



Why think of anything else??? This should be the best equity based investment plan in the market then???

Wait…There should be some drawbacks as well…

What are the drawbacks of SIP???

1) The best an SIP could do is average out the unit cost as illustrated in the above example.
2) It will not tap the entire downside or upside of the market as desired by every investor. (Buy low, Sell High)
3) It does not give you tax benefits while withdrawing your profits. (You loose a major chunk of profit in paying tax)
4) It takes lot of research and homework to zero in on a good SIP or else your unit price may remain stagnant for a considerable time which will impact your profits.
5) Past performances are not a benchmark or assurance for future performance!!!(Almost all major mutual fund houses have proved it time and again).The reason I raised this point is because almost all mutual fund houses project their past performances as a major selling point instead of projecting their asset allocation…

Even I agree that SIP is one of the most powerful tools to beat the inflation and tap the volatility of the market, but is it the best available method??? Is there any other Investment which could give better returns than SIP???

Welcome to my Investment strategy!!!



I think everyone of us knows this game, you climb up when you reach the bottom of the ladder and you climb down when you reach the mouth of the snake…

Investment nowadays seems to perfectly relate to this Game!!! A small difference would be that today in the market we have many snakes but few ladders!!!



What if I say that my investment strategy will make the snake also to work as a ladder!!!



That is…

We all know that if the Market Grows – Our money also will grow.



What if the Market Falls??? – Still our money will grow!!!



Presenting you a one of its kind investment plan in the entire Industry!!!
This has no competition in the entire equity segment industry…

A magical plan which guarantees you that you will make profit and only profit, irrespective of Market fluctuations!!!
A magical plan which guarantees you that you do not have to wait to time the market, we will do it for you!!!

How it works???

Let us take the same example of how Mr. X made profits in SIP investment…

Scroll up and you will find that Mr. X had invested Rs.60000/- in 6 months and made Rs.21653/- as profit by investing in an SIP…
So total fund value stands at Rs.81653/-(Including investment amount of Rs.60000/-)

What if he had invested as per my suggestion in this Magical plan???
Considering the same illustration shown above, Mr. X would have invested Rs.60000/- in 6 months and would have made a profit of Rs.51429/-!!!
So total fund value stands at Rs.111429/-!!!(Including investment amount of Rs.60000/-)



Unbelievable!!! Is it???

Till now you and your Investment banker thought SIP is the best investment tool available in the market…

Okay, let me tell you how it works…

The magical plan which I showed you purchases units on the lowest recorded unit price in the past 12 months; this directly gives you an advantage of buying units at the lowest price…

Let us take an example,

Mr. X invested Rs.100000/- in this plan in the month of January, The unit price in the month of January is at Rs.10.50/-
In the month of March the unit price went up to Rs.13/-
In the month of June the unit price went down to Rs.8/-
In the month of August the unit price further went down to Rs.7/-
In the month of October the markets recovered and unit price went up to Rs.11/-
Finally in the month of December the unit price stands at Rs.12.50/-

In a normal Mutual fund case, you could claim a profit of Rs.2/- per unit in a span of 12 months as Mr. X would have been allotted units at the price of Rs.10.50/- and the NAV went up to Rs.12.50/-!!!
You could be happy that Mr. X earned almost Rs.20000/- profit on an investment of Rs.100000/-!!!

But as Mr. X had taken this magical plan, He would have received the unit allotment at the price of Rs.7/-…
And as at the year end the unit price was Rs.12.50/-, you would be eagerly waiting to know how much Mr. X had made from this investment right???
Mr. X made a whopping Rs.78571/- profit on his investment of Rs.100000/-!!!



This way of investment pattern will continue for the next 5 yrs and till the term of 10yrs…
At the end of 10 yrs,
Mr. X will get Fund value as Follows,
Fund value=Total No of units*Unit price decided as below…

Mr. X would be allotted units at the lowest recorded unit price every year in the past 12 months...
OR

Mr. X would be Given the Highest NAV recorded in last 7years of the plan…

OR

Mr. X will be Given the Current Unit price at maturity…

Whichever is Higher out of these 3 options mentioned above!!!

Mr. X can ensure that he really do not have to worry about the timing of entry into the plan to make profits!!!

(The above profits are just a rough calculation and it will definitely change from person to person)

Now let us come to the fine prints of this plan…

The Investment amount in this plan is capped at minimum Rs.100000/- and maximum…Any amount is welcome subject to specific requirements…

The Investment term is only 5yrs and the plan term is 10yrs…

Single pay option is also available with a minimum investment amount of Rs.200000/-…

Any person till the age of 60yrs can take this Magical plan…

Advance premium payment option is also available- If you pay 5 yrs premium at once, you will get 10% cash back on the spot!!!

Financial protection for your loved ones in case of uncertainty during the plan term…

Unlimited partial withdrawals after 5 years to meet your unexpected financial expenses…

Addition to all these above mentioned benefits, you will also be getting tax benefits on the investment amount and withdrawal amount as well!!!

I can see some surprised, excited and confused faces…I have tried my best to explain the best investment product (with the most complicated investment strategy) in a simplified language.

For those who found difficulties in understanding the post in the present manner can click here…I have explained the same concept in figures about this Magical plan…It will be very easy for people who are not particularly aware of the equity investments as it is in a descriptive manner.

So now what???



You can post your specific queries here in the comments section so that it would be helpful for others who are looking for the same answer as yours…



I will be happy to address your concern and ensure that you buy this investment plan with zero doubt and 100% satisfaction…