tag:blogger.com,1999:blog-30885695525089907952024-02-01T20:36:49.034-08:00Way beyondSubhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-3088569552508990795.post-67715933824158255522012-01-13T00:31:00.000-08:002012-01-13T00:31:58.332-08:00Official Google Blog: Your Google stories: the right answer in the nick of time<a href="http://googleblog.blogspot.com/2010/08/your-google-stories-right-answer-in.html">Official Google Blog: Your Google stories: the right answer in the nick of time</a>Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com1tag:blogger.com,1999:blog-3088569552508990795.post-90076297027985359482012-01-11T02:59:00.000-08:002012-01-11T03:10:31.055-08:00Mis-Selling Telecallers series-Bharati Axa life mumbaiHere in this call,the agent gives little information about a plan called Bharati Axa Monthly income plan...<br />But again trying to push for a direct meeting so that he could avoid giving false inf over the phone...<br />When i insisted for a detailed presentation over the phone,he simply hangs up!!!<br /><br />Lovely...<br /><br />Listen to the call...<br /><br /><iframe width="459" height="344" src="http://www.youtube.com/embed/c6j4Ek9s-wA?fs=1" frameborder="0" allowFullScreen=""></iframe>Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-73868029908910688612012-01-11T01:40:00.000-08:002012-01-11T02:12:01.318-08:00Mis-Selling by Insurance agents over the phoneHey All,<br /><br />I am releasing a series of self recorded conversations which i had with couple of insurance agents who tried to misguide me with the products they were selling...<br /><br />Hope this will help in creating an awareness among the general public and help them choose a better product after checking with other credentials....<br /><br />The 1st of the series would be of Bharti Axa life insurance agent from mumbai who tried to arrange a one on one meeting with me so that they could avoid leaving a trail behind while mis-selling their product...<br /><br /><span style="font-style: italic;">A word about Policy bazaar.com<span style="font-weight: bold;"></span></span> - If you all think that by updating your details with policy bazaar.com will help you in getting the best product or solution then it is completely wrong. Policybazaar.com is a company which supplies hot leads of prospective policy buyers to the insurance companies in India,nothing else.<br /><br />If you ever updated your number with policybazaar.com to avail their advice in buying a good product or a policy then be prepared for an onslaught of numerous calls by insurance agents from all over India trying their best to sell their products to you.<br /><br />If you ever come across any product and if you need a professional advice then feel free to enquire with us...Although we help our clients buy any products or policies available with any companies in India,Its not necessary that you have to buy those products or policies from us. You can buy it from the same insurance agent who approached you with the plan.<br /><br />The objective here is not to promote or degrade any insurance companies but to create an awareness among the public to buy a product with complete information about the same.<br /><br />Getting a second opinion on investments whether its a long term or a short term is always good.<br /><br />Please bear with me if you find the recordings of a poor quality as i had recorded this conversation on my hand phone,Now lets get along with the conversation...<br /><br /><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dz9r7ByUnTFL0haEhsG6-sNnvqb5nRQ0lTwEOHp7B8T1wcDtm76gDwn1G_kSu4Fz_f9mBOFGodZcCeqbK4V3w' class='b-hbp-video b-uploaded' frameborder='0'></iframe><br /><br />Please leave your valuable feedback in comment section or mail me at subhash.sukumar@gmail.comSubhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-12772657646108296382011-12-30T07:07:00.000-08:002011-12-30T07:45:16.787-08:00How to make money in DayTradingHey All,<br /><br />Iam back with a more attractive short term investment strategy which will definitely make you even more curious and interested...<br />This was actually submitted to me by one of my acquaintance who is working as a technical analyst in a <a href="http://www.marketsafetrade.com">stock advisory services company</a> in India...<br /><br />I found this article very interesting and i thought of sharing this with all my clients who are interested in making a killing on the same day,same month and same year and who do not have patience to wait for years to get some returns in a conventional investment vehicle...<br /><br />The link to the main article published in one of the most respected online article store is this... <a href="http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/">http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/</a><br /><br />The link to the said website is this... <a href="http://www.marketsafetrade.com">http://www.marketsafetrade.com</a><br /><br />So here we go...hope this will help you all...<br /><br />We understand that investing in stocks & commodity markets could be highly profitable and create wealth in the shortest time period available and at the same time it could be risky as well. It takes years for an amateur trader to acquire the knowledge and skills to become a pro before he actually starts making <a href="http://www.marketsafetrade.com">profit</a> in share market trading. If the investor does not have the required expertise and knowledge to safely trade in the market and convert each risk into opportunities then there is a very high chance of loosing the investment capital also.<br /><br />We at <a href="http://www.marketsafetrade.com">www.marketSafetrade.com</a> ensure that we will provide you with all the expertise and professional advice required to make the most out of the opportunities available in the market with minimal or no risks so that you can become a pro & start making profits in the trading industry...We are one of the leading and most respected <a href="http://www.marketsafetrade.com">stock & commodity tips</a> providing company in India with fast and accurate results on the tips provided by us, backed by a strong technical research & analysis inclusive of market fundamentals.Our technical analysis team consists of highly skilled professionals and renowned market experts & columnists in leading financial magazines with an overall market experience of more than 15 years.You need experienced professionals with your best interests in mind. People trust Market Safe Trade because our employees are some of the brightest investment and technology professionals in the business.<br /><br />We are the only one to have a highly skilled Technical Customer support team that works 24/7 which ensures that each of our client's calls shall be answered and timely advice and support will be provided to maximize the gains in each trade. We are in the trading tips providing industry since 2007 and we have created a strong presence in this sector with our dedicated and continuous effort in providing 100% customer satisfaction.<br /><br />It is well evident with the fact that 1000s of clients have trusted us and availed our services over these years and we have always worked harder to retain the trust YOU have kept on us. We were the 1st in the market to introduce the 100% money back guarantee for our clients who did not find our service beneficial.<br /><br />our assurance would always be to deliver utmost satisfaction and experience to our trusted clients.<br /><br />Read the full article in GoArticles here... <a href="http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/">http://goarticles.com/article/How-to-make-money-in-Day-trading/5832603/</a><br /><br />Let me know your feedbacks...Thank you...Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-77147947894106064572011-11-10T00:40:00.000-08:002011-11-10T00:41:23.648-08:00TechnoratiAY88CTMKG7RFSubhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-91708731156704925412011-11-04T05:35:00.000-07:002011-11-04T06:02:52.573-07:00Golden Rules Of Investment- Stay For Long TermHey All,<br /><br />This is the final post from the series "Golden Rules Of Investment"...Here i have posted how compounding interest plays a major role in your returns...<br /><br />Hope this post will surprise you...<br /><br />Power Of <span style="font-style:italic;">COMPOUNDING</span>...!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-3CHBUdttDaMdj0haAjg-XJZwaRxxRT1tmRqkV3IfyHBru-03QJm2f3aFhjG5p4di5WcBwBGsOymvRRl12SRMnyC2Rx3Y6wK1al_IribbmhyphenhyphenNyBaj3IIx1lTSNN-F9KZL3cQ77feE2P4/s1600/untitled2.bmp"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 139px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-3CHBUdttDaMdj0haAjg-XJZwaRxxRT1tmRqkV3IfyHBru-03QJm2f3aFhjG5p4di5WcBwBGsOymvRRl12SRMnyC2Rx3Y6wK1al_IribbmhyphenhyphenNyBaj3IIx1lTSNN-F9KZL3cQ77feE2P4/s400/untitled2.bmp" border="0" alt=""id="BLOGGER_PHOTO_ID_5671124622228223602" /></a><br /><br />Compounding can make even small investments become large with time...!!!Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-83405136203562118832011-11-04T05:07:00.000-07:002011-11-04T05:31:03.852-07:00Golden Rules Of Investment - Start Early & Save RegularlyHey All,<br /><br />This is the 2nd post in the series of "Golden Rules of Investment"...Keep these things in mind before planning for any type of Investment...<br /><br />Hope this Information will be Beneficial For You...<br /><br />Benefits of Starting Early & Saving Regularly.<br /><br />An Annual contribution of Rs.20,000 made at the same time each year until the age of 65 at a 10% investment yield...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjdtIW8ksSt-uA81s7-FMITe1oxiAylyFXqSIhL63vO8u8R2j5AoWImiFXJ5CmOhtF3nGFdBU1540jZotumImKjB9kIFScXLhIGgW0ADs5yTt6RItsmZbs7N-Oy9UoNNlBIx85KGWFiWc/s1600/untitled+1.JPG"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 201px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjdtIW8ksSt-uA81s7-FMITe1oxiAylyFXqSIhL63vO8u8R2j5AoWImiFXJ5CmOhtF3nGFdBU1540jZotumImKjB9kIFScXLhIGgW0ADs5yTt6RItsmZbs7N-Oy9UoNNlBIx85KGWFiWc/s400/untitled+1.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5671116857999557970" /></a><br /><br />As you can see that people who started even one year early made a huge difference in their returns...Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-3075102964149575122011-11-04T04:03:00.000-07:002011-11-04T05:06:03.089-07:00Golden Rules Of Investment - Start EarlyHey All,<br /><br />I am here to present you some Golden rules of investment which would surely help you in making a informed choice and gain financial independence.<br /><br />Hope it will benefit you...<br /><br />Retirement - Cost of Waiting...<br /><br />Let’s look at 2 different investment styles of Ms. Manjula and Mr. Manjunath who have planned to retire at the age of 58yrs...<br />Below mentioned is their investment pattern...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGYkY9UsTKrrXfRYVv7j2KCyp3yhiQ4VOZBRHmVaTM4eJ30JkSsFaU47ZtMrvX1SE9469kbxD7L9G-L7LPM4ZXZ7ewPQqd6BZSdnIkzDkLl6w6meynqnXBoFTD8O6CINWX7QleoLoY4dA/s1600/untitled.JPG"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 146px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGYkY9UsTKrrXfRYVv7j2KCyp3yhiQ4VOZBRHmVaTM4eJ30JkSsFaU47ZtMrvX1SE9469kbxD7L9G-L7LPM4ZXZ7ewPQqd6BZSdnIkzDkLl6w6meynqnXBoFTD8O6CINWX7QleoLoY4dA/s400/untitled.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5671108825570393298" /></a><br /><br /><span style="font-weight:bold;">With much lesser investment, Manjula’s maturity proceeds is almost equal to Manjunath</span>...<br /><br />This shows & proves that starting early will always be beneficial to us...Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-12839797236911097902011-11-01T23:40:00.000-07:002011-11-02T03:36:30.334-07:00Baap of Magic plans-ULIPHey All,<br /><br />I am back with a new idea...an investment idea similar to my earlier post <a href="http://nani-waybeyond.blogspot.com/2011/09/baap-of-magic-plans.html">"Baap of Magic plans"</a>.<br />The major difference between the earlier <a href="http://nani-waybeyond.blogspot.com/2011/09/baap-of-magic-plans.html">"Baap of Magic Plans"</a> and this new version is that earlier version was a traditional and guaranteed returns plan where the returns were moderate and this being a market linked plan with a possibility of vertical growth in future in terms of returns & benefits...<br /><br />Hope you all will appreciate my effort...<br /><br />This is a case study of 1 lac premium per year and annual growth assumptions at current market conditions..<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgng6Pph8Fp5lHG_8hyphenhyphenpu6n9G5Xd0xWzrPmC5kYq7KIobZwXbDbBkxptM-qaLh7I1Q9heRKyl2eGgvGVf2f2reiAhn7qACuqtlVir5Ju5D6aScUEn0NoY1kv1eW5fQEikYvVtGRtluu17k/s1600/Young+professional.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 106px; height: 151px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgng6Pph8Fp5lHG_8hyphenhyphenpu6n9G5Xd0xWzrPmC5kYq7KIobZwXbDbBkxptM-qaLh7I1Q9heRKyl2eGgvGVf2f2reiAhn7qACuqtlVir5Ju5D6aScUEn0NoY1kv1eW5fQEikYvVtGRtluu17k/s400/Young+professional.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670341773955919090" /></a><br /><br />When Raj was 30, he decided to invest 1lac every year for his retirement...He chose a good equity based retirement fund and invested in it till he turned 60yrs.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHCJi13OnFxZWXOs434qO92OjWeygz2ezpTTU7bpnuu0ogpf1QqvuahE-jP-Y6kI6XTW8AVHMhExMooH_Quq1YiID27Q3gndG5_KGJm2Li0lLG_a0UqYCkI67xUsqhIS3vcXMhJhKn61A/s1600/savings.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 96px; height: 102px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHCJi13OnFxZWXOs434qO92OjWeygz2ezpTTU7bpnuu0ogpf1QqvuahE-jP-Y6kI6XTW8AVHMhExMooH_Quq1YiID27Q3gndG5_KGJm2Li0lLG_a0UqYCkI67xUsqhIS3vcXMhJhKn61A/s400/savings.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670342155493837586" /></a><br /><br />When he retired @ 60,he withdrew 20 lacs to settle his outstanding loans.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxVvkhlirRy5WuR7qq0Oc1LWX4KikTOughKgbp8TpNMchJ3sbAt5Gd7MwYtku8V4FKmeZCdgGy1tjzonC21WoR4BPQ5SSuYwUbQ7pxsEfg1vcXkDN36WBg5xZE2VAhlvWKh2ND_o0rNn8/s1600/liabilities.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 136px; height: 132px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxVvkhlirRy5WuR7qq0Oc1LWX4KikTOughKgbp8TpNMchJ3sbAt5Gd7MwYtku8V4FKmeZCdgGy1tjzonC21WoR4BPQ5SSuYwUbQ7pxsEfg1vcXkDN36WBg5xZE2VAhlvWKh2ND_o0rNn8/s400/liabilities.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670342720821023666" /></a><br /><br />And, to support his daily expenses he started withdrawing Rs.1,00,000 every month(Rs 12 lacs every year) from age 61 to 78!!!<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvyvEEb1f5ZXK6K5YoFvvGUV6v2Qy7eF0t0Wa5p7Og5X47IqJrZC3jt_0Ogxl5BA0Fd-MaRsfauxdWbiNG-JHGXDycgJ0BPda86Fjj8HgJ3YQMb-ZG5lttY_oSv3JXIdJY8MtgkdiwUFs/s1600/Monthly+expenses.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 112px; height: 124px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvyvEEb1f5ZXK6K5YoFvvGUV6v2Qy7eF0t0Wa5p7Og5X47IqJrZC3jt_0Ogxl5BA0Fd-MaRsfauxdWbiNG-JHGXDycgJ0BPda86Fjj8HgJ3YQMb-ZG5lttY_oSv3JXIdJY8MtgkdiwUFs/s400/Monthly+expenses.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670343178908755666" /></a><br /><br />When he was 61, he took his family for a foreign trip and surprised them...Rs 10 lacs for the vacation came from this plan...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiX08mxzTs45-LcBylocbKqQxz5XtHlSQfg_k5E2GTqkOoo2J01dTm-AjE3Ep9sTsMzJo_pbHv6Lw6e6Yc_hAfYNDPDLKm2cEVJdTeH_GnV2GDFRi1zIEYh0K_DHZ7orRbAk30ZbnlcCXs/s1600/Foreign+trip.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 252px; height: 200px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiX08mxzTs45-LcBylocbKqQxz5XtHlSQfg_k5E2GTqkOoo2J01dTm-AjE3Ep9sTsMzJo_pbHv6Lw6e6Yc_hAfYNDPDLKm2cEVJdTeH_GnV2GDFRi1zIEYh0K_DHZ7orRbAk30ZbnlcCXs/s320/Foreign+trip.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670318377558607346" /></a><br /><br />When he was 63, his wife underwent a surgery of her knee cap...He withdrew Rs 10 lacs from this plan for the hospital expenses...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu9Z-m6L0L4Llf6Pz5kQe-Qi40RomNS0exVEbWIZixI8BPNJlD9MdL84nzE00a1paH0MImcNKMs7Lf1nusT2xNJidFzKlvYpxOXCtY4KYjliJWzB58Yce4ms7wCKf-rPFNwQXCuEXqWts/s1600/knee+cap+surgery.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 128px; height: 120px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu9Z-m6L0L4Llf6Pz5kQe-Qi40RomNS0exVEbWIZixI8BPNJlD9MdL84nzE00a1paH0MImcNKMs7Lf1nusT2xNJidFzKlvYpxOXCtY4KYjliJWzB58Yce4ms7wCKf-rPFNwQXCuEXqWts/s320/knee+cap+surgery.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670318510416917714" /></a><br /><br />When he turned 65,his son wanted to start a business,he supported him with Rs 30 lacs which came from this plan..<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhT605uyLxUWIqgNJf1s6aJwK5P6EK4DZOzvWr9sIr3x56OdSXiipXLU5ZfiuGiMVyzBgPK11Drqq3-ZldZyB6qBuhI7GHY6sIOYnAUkTJTq1i0MkvOTeGoGju_21ZJ7FjnXL15BfYSeU8/s1600/new+business+plan.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 264px; height: 191px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhT605uyLxUWIqgNJf1s6aJwK5P6EK4DZOzvWr9sIr3x56OdSXiipXLU5ZfiuGiMVyzBgPK11Drqq3-ZldZyB6qBuhI7GHY6sIOYnAUkTJTq1i0MkvOTeGoGju_21ZJ7FjnXL15BfYSeU8/s320/new+business+plan.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670318666907377682" /></a><br /><br />When he was 70,he sponsored Rs 20 lacs for his granddaughter's higher education.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdDDosBb339Tv78A_YWknIcxk0v84MWzIKkPdyi2v5RP_9VeUZcO6QOF46jeqPGjJpD5gDm9tXJMGML_pEA0Lir4MCSjaNujmtYKz99woCYaOMVVMyzCPdXW0JFj4-ZLprTidbPEzZ718/s1600/higher+education.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 219px; height: 230px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdDDosBb339Tv78A_YWknIcxk0v84MWzIKkPdyi2v5RP_9VeUZcO6QOF46jeqPGjJpD5gDm9tXJMGML_pEA0Lir4MCSjaNujmtYKz99woCYaOMVVMyzCPdXW0JFj4-ZLprTidbPEzZ718/s320/higher+education.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670318897160173650" /></a><br /><br />Today he is 79,and still he has a corpus of Rs.1.42 crores in the plan!!!<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3c0DI25bVgbKc9jlUpKeqqF9ke3xNO6iGO7S7cSh2ttrk5w9FxgPCo_uPUOje-BZaCaOq6rowhGAotTpwjwgDq1AWzmhmvdM21rXqtXRHo0bieq4Fiu60LldefpqKcgEvpT0QkJ6HTLA/s1600/Lots+of+money.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 192px; height: 230px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3c0DI25bVgbKc9jlUpKeqqF9ke3xNO6iGO7S7cSh2ttrk5w9FxgPCo_uPUOje-BZaCaOq6rowhGAotTpwjwgDq1AWzmhmvdM21rXqtXRHo0bieq4Fiu60LldefpqKcgEvpT0QkJ6HTLA/s400/Lots+of+money.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670343894846250754" /></a><br /><br />In case of his absence,his wife will have the entire amount tax free!!!<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEju9k-EcegIF8LTKkp4XcCUGVGRLB9ZB-ory7dSq5eMw4b7MZt8qK0sTQVOM6JwuIK19nSLiB_QdJTZEeCPM2XTBR3Rd5u5A5gpiUhWvhGP0maH4I6PSwsAcenE9K3AFyC0nrdN4F_UNao/s1600/old+woman.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 180px; height: 238px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEju9k-EcegIF8LTKkp4XcCUGVGRLB9ZB-ory7dSq5eMw4b7MZt8qK0sTQVOM6JwuIK19nSLiB_QdJTZEeCPM2XTBR3Rd5u5A5gpiUhWvhGP0maH4I6PSwsAcenE9K3AFyC0nrdN4F_UNao/s320/old+woman.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670319430043014834" /></a><br /><br />In case of an unfortunate eventuality of his death,his family would have received death benefit...eg. If he had died at the age of 55,his family would have got Rs 98 lacs immediately!!!<br /><br />Mr.Kumar invested only Rs.30 lacs while he was working and got back Rs 4.48 crores after he retired!!!<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrSozslpScrHwjU86SlFgnhmdZHtxrkx0NLG-cMntshkPGS1L4rS5Ay4JdKkd1rcwha5fx1uMCDVKdJTtbsyhb9oZ_Ts2d_OiUWwLmXi0MQL3PNNszFm9Y31TveaRVIgfGFBzY3gpNvfI/s1600/last+money+bag.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 136px; height: 102px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrSozslpScrHwjU86SlFgnhmdZHtxrkx0NLG-cMntshkPGS1L4rS5Ay4JdKkd1rcwha5fx1uMCDVKdJTtbsyhb9oZ_Ts2d_OiUWwLmXi0MQL3PNNszFm9Y31TveaRVIgfGFBzY3gpNvfI/s400/last+money+bag.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670344782703421842" /></a><br /><br />This plan helped him attain financial independence after retirement...<br />He is still considered to be the decision maker at home by his family members in-spite of being retired from his work...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilu_m0KfXnmQ6l1QYBpa49praTNEv8O8tQAmt1uhYYPXtAMBDZCqgL9zJnOHi-kKgQzLQbbaSD6ArhhwhYVYEyfszLeAxS_y_1AV1BTPisDEkDV9gIsnLT-L_Gi8skziohHNdRgUF7N-8/s1600/retired.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 220px; height: 229px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilu_m0KfXnmQ6l1QYBpa49praTNEv8O8tQAmt1uhYYPXtAMBDZCqgL9zJnOHi-kKgQzLQbbaSD6ArhhwhYVYEyfszLeAxS_y_1AV1BTPisDEkDV9gIsnLT-L_Gi8skziohHNdRgUF7N-8/s320/retired.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670321042964279490" /></a><br /><br />His children and grandchildren still look up to him with respect for his farsighted and independent nature...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXWanlETVZ8d9MW_7p84FthQmPTbE5qA3pF0aWZnFw3hJ386em3lSKrk__LRZsoF63UpqHfKHLDuEegs_vSlWOyfE-XpD78Ds5UuS_Q6CMTFU0wFxJcHaoa4iAPA-zUw7bIgNBNpquKQs/s1600/respect.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 172px; height: 172px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXWanlETVZ8d9MW_7p84FthQmPTbE5qA3pF0aWZnFw3hJ386em3lSKrk__LRZsoF63UpqHfKHLDuEegs_vSlWOyfE-XpD78Ds5UuS_Q6CMTFU0wFxJcHaoa4iAPA-zUw7bIgNBNpquKQs/s320/respect.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670328287657003730" /></a><br /><br />He & his wife never became a financial burden to his children after getting retired because of his retirement planning...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgE5iwR07Jg0nNzOGLwfGGjpAB2__6_fXzW2M-kLNq0Ix5bJgxTn2dgWTkt4AFUFz5u-a_xJm99tnSIz4upU7c7M-VpJly7I3txx4zQNIqEbIpxTyMZhc_AqX2fBE1VMfObxo9ipGTll_U/s1600/no+burden.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 142px; height: 216px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgE5iwR07Jg0nNzOGLwfGGjpAB2__6_fXzW2M-kLNq0Ix5bJgxTn2dgWTkt4AFUFz5u-a_xJm99tnSIz4upU7c7M-VpJly7I3txx4zQNIqEbIpxTyMZhc_AqX2fBE1VMfObxo9ipGTll_U/s320/no+burden.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670325622631895330" /></a><br /><br />Do you want your retired life to be like this???<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWvO2HO2dILGxaIy-GmbjUC1xjJlqcK5qOeacV72s5DUexC7Kl1RrfjLtTMzY1lq50FYUUEzApaMFQyDM141km3mNbyAaHtxJyBInfhtf_e1amR1RkIeFqCMVY2o9hC46gki5weqdR28Y/s1600/U.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWvO2HO2dILGxaIy-GmbjUC1xjJlqcK5qOeacV72s5DUexC7Kl1RrfjLtTMzY1lq50FYUUEzApaMFQyDM141km3mNbyAaHtxJyBInfhtf_e1amR1RkIeFqCMVY2o9hC46gki5weqdR28Y/s400/U.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670332103114573522" /></a><br /><br />You know what you have to do...Call me on 9901045869<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqmngU79xjTRtyohNLhbM5tB_pn4f3UUNoml-pxP-3FNfbM7Xk4yhawKBR7aDH_DmGyVqmfxtxWz-roPXj7vvMxCQDwo98E_gEkD8aSej8pr5EZcisbGVB_Kak9Nr1PSnxWUek9dHDYFU/s1600/call.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqmngU79xjTRtyohNLhbM5tB_pn4f3UUNoml-pxP-3FNfbM7Xk4yhawKBR7aDH_DmGyVqmfxtxWz-roPXj7vvMxCQDwo98E_gEkD8aSej8pr5EZcisbGVB_Kak9Nr1PSnxWUek9dHDYFU/s400/call.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670331436472582610" /></a><br /><br />or mail me subhash.sukumar@gmail.com<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7OxBPTE3NagNw7aag6dT9WtdJkqCguSaTXhpo9jCFoq1drRN8tqw8WUwaSl4HkplkT889BZr5GswbMpH7tOc_V08gPzun9dyXqnHu26bvFJWcY6xDHESXjbU26tKl3db7HF5DW5gC4uA/s1600/email.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 265px; height: 190px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7OxBPTE3NagNw7aag6dT9WtdJkqCguSaTXhpo9jCFoq1drRN8tqw8WUwaSl4HkplkT889BZr5GswbMpH7tOc_V08gPzun9dyXqnHu26bvFJWcY6xDHESXjbU26tKl3db7HF5DW5gC4uA/s400/email.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670331826495741618" /></a><br /><br />Or leave a comment....<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOuhlFLhioAymSSsU4nqdS_1gRdLSh5ndWHavpL-Z42xMij5EE0N1Hwc8fuL2Ra57XDxidg1NnP2TSR9dFwYHBN9q4vZDyhLpfJFLSc8jurUQmKAhK7fwqHaRX2CWMEIY2q6xCIVDz27Q/s1600/leave+comment.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 237px; height: 213px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOuhlFLhioAymSSsU4nqdS_1gRdLSh5ndWHavpL-Z42xMij5EE0N1Hwc8fuL2Ra57XDxidg1NnP2TSR9dFwYHBN9q4vZDyhLpfJFLSc8jurUQmKAhK7fwqHaRX2CWMEIY2q6xCIVDz27Q/s320/leave+comment.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5670332830504044418" /></a><br /><br />Hope to hear some suggestions and feedback as usual....Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-41989347529315507932011-10-24T22:47:00.000-07:002011-10-28T00:47:23.858-07:00Best children planHey All,<br /><br />I am overwhelmed by your continuous support & response for my blog and it is evident with the number of page views and interests created around.<br />I apologize for not being able to post any new content as i was busy with the product presentation meetings and helping interested people to take up these plans.<br /><br />As you all know that my 1st post <a href="http://nani-waybeyond.blogspot.com/2011/09/baap-of-magic-plans.html">"Baap of Magic plans"</a> created lots of curiosities and interests in people's mind that i was rushed with queries and requests for a one on one presentations and closings.<br />As i was presenting the plans to my prospective clients,i found out that there are many people who are looking for short term investment opportunities as well and my next post <a href="http://nani-waybeyond.blogspot.com/2011/09/how-to-create-wealth-in-short-term.html">"How to create wealth in short term"</a> drew their interest and i was able to close even more sales with this plan..<br /><br />This time i decided to present you a plan which would be the best gift you could buy for your child...So read on & find out yourself how beneficial it is...<br /><br />This is a story of Mr.vasu...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJcM3mJ4BpRLhvvhOQfzSgAvWR5cWNkR0o_W7HmpdBhNiQ_Fs_DJ8cDH6ibjMGtEFKIuki0gLW4zy5sSkecBfIPmI57Puj9mP2x34InRJGs7uRFOu-qanbCFEJUevwryDc0le9Ki5Jlhw/s1600/Old+man.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJcM3mJ4BpRLhvvhOQfzSgAvWR5cWNkR0o_W7HmpdBhNiQ_Fs_DJ8cDH6ibjMGtEFKIuki0gLW4zy5sSkecBfIPmI57Puj9mP2x34InRJGs7uRFOu-qanbCFEJUevwryDc0le9Ki5Jlhw/s320/Old+man.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668425257478291298" /></a><br /><br />Hi,Iam vasu,i am a 77 yr old sr.citizen...Let me tell you how i had been a responsible father and ensured that my son always loved & respected me for my farsighted thinking...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7NUBopn5_VAbwX90_jWeFjoXhDhjSLkrbfovILcHHkUats3fvvkRGaSkYZ1eIrwvTWUBI8clWrdpa0NBTSRXxanE8uyYBXAWzSWPT7FgZd3jASuRSr4e8w_eS9DxfOtgHyMrLcN7nJBE/s1600/Young+30.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7NUBopn5_VAbwX90_jWeFjoXhDhjSLkrbfovILcHHkUats3fvvkRGaSkYZ1eIrwvTWUBI8clWrdpa0NBTSRXxanE8uyYBXAWzSWPT7FgZd3jASuRSr4e8w_eS9DxfOtgHyMrLcN7nJBE/s320/Young+30.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668425929605880050" /></a><br /><br />I was 30 at that time and was a salaried employee working in a reputed corporate in India..<br />just one month back,i was blessed with a baby boy...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJ5WgoyKa2vrqIyxLCQR6xqiyqD0d1VThn7i1N1gi0TgrDmkCMlSSo_PfWPKqBPwCQdwitTWix6OCKi1YhL2JRKOOxM8ed7VKI0L6IrZTGjDmQeI2mpA8pWuuguTWPy2gpqjLhBtLnp8o/s1600/Young+father.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJ5WgoyKa2vrqIyxLCQR6xqiyqD0d1VThn7i1N1gi0TgrDmkCMlSSo_PfWPKqBPwCQdwitTWix6OCKi1YhL2JRKOOxM8ed7VKI0L6IrZTGjDmQeI2mpA8pWuuguTWPy2gpqjLhBtLnp8o/s320/Young+father.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668426464896952850" /></a><br /><br />I am delighted and i wanted to ensure that i should be prepared & plan well in advance for all those expenses i would incur on my son which would pop up in future,So i decided to take a children plan..<br />I consulted few financial consultants and zeroed in on a particular plan..<br />I liked this plan because this was attractive & made sense compared to the other investment which was blown out of proportion with unrealistic calculations...<br />Lets find out how this plan benefited me...<br /><br />I started investing 1 lac every year in this plan till my son reached the age of 18..<br />Need 1:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR6Qbtkxvtjo9nh01-PbirwdKPz_CTTAbsgVVh5P25AiN9_1Lv0VlAhSTaIC-gx__VNy2WzCq08eYSCLyRc568Z7YrAuX6ukaz7CJciXiWwQQfbg9feoAlU5JHupd4Zu1b2wTVyzyintU/s1600/edu.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 262px; height: 192px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR6Qbtkxvtjo9nh01-PbirwdKPz_CTTAbsgVVh5P25AiN9_1Lv0VlAhSTaIC-gx__VNy2WzCq08eYSCLyRc568Z7YrAuX6ukaz7CJciXiWwQQfbg9feoAlU5JHupd4Zu1b2wTVyzyintU/s320/edu.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668427164516374642" /></a><br /><br />As my son krishna was an average student,he could not secure a merit seat & i had to pay up 15 lacs as capitation fees + 2 lacs as miscellaneous expenses to get him on board in a reputed college...The entire funding came from a magic account which i had created for his education expenses...<br /><br />Need 2:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghe3_vUBogFh4jn1_Uv6_l7nFrbwqyBm-YYazkifLRyU0sK30AZhdxTsPf9e98Uj_5hvjsE-u_R6N_F9_s2Hs4tf3EHBHluoez8fiMz4EX4etKTPi6AMfZQwxct8AyCrxWee5vIHGTM0Q/s1600/Pocket+money.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 168px; height: 168px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghe3_vUBogFh4jn1_Uv6_l7nFrbwqyBm-YYazkifLRyU0sK30AZhdxTsPf9e98Uj_5hvjsE-u_R6N_F9_s2Hs4tf3EHBHluoez8fiMz4EX4etKTPi6AMfZQwxct8AyCrxWee5vIHGTM0Q/s320/Pocket+money.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668428069515906434" /></a><br /><br />From 21st yr till 29th yr,i gave my son a pocket money of 2 lacs every year as he had not settled down completely & would not have had enough money to manage his expenses on his own...The pocket money came from a magic account which i had created for his other expenses...<br /><br />Need 3:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGh9X5cg2_3jDkg5qoiMgZSvA4T6WsWYpbyCcM3RDgZnTr6Bfhxid0CBwgACgdBb6xV4uXZylFTjJJ5PUu9tPcTQ1gFElhziNesSrNYHYTFewQUG6pwEDD3g4JFTlK9ir1ozwDUArUKJU/s1600/Just+married.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 245px; height: 206px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGh9X5cg2_3jDkg5qoiMgZSvA4T6WsWYpbyCcM3RDgZnTr6Bfhxid0CBwgACgdBb6xV4uXZylFTjJJ5PUu9tPcTQ1gFElhziNesSrNYHYTFewQUG6pwEDD3g4JFTlK9ir1ozwDUArUKJU/s320/Just+married.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668429098948901858" /></a><br /><br />At the age of 30,He expressed his desire to get married to the girl he loves..And as a loving father who had always stood by his side and loved him so much,i agreed on a condition that i would take care of his marriage expenses...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvsbm_QijN2dHxwRw2LUzN7-Mwe97yIOrpXKcixkEZtMy-JyX_fa1HPnN185NYOHvJBaDdK2Rdiha2UHrIRsVOagGQuwk32j_P6jdTv8m8Jkpxj0ZUHeTCtXiJsN1dprzwby8T_vmGMWM/s1600/Marriage.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 183px; height: 275px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvsbm_QijN2dHxwRw2LUzN7-Mwe97yIOrpXKcixkEZtMy-JyX_fa1HPnN185NYOHvJBaDdK2Rdiha2UHrIRsVOagGQuwk32j_P6jdTv8m8Jkpxj0ZUHeTCtXiJsN1dprzwby8T_vmGMWM/s320/Marriage.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668429313029613666" /></a><br /><br />I spent 15 lacs on my son's wedding and everyone loved & enjoyed the party and joined us in our celebration...The entire money came from a magic account which i had created for his marriage expenses...<br /><br />Need 4:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjITLRf74fxA2FSdkU-cutX80YMHiJxx12k71zU4vzRAu9BOb2sCOWiuG43ejyLtt8qAB-_jk5PaN2EEu-gJnOga7k2RqvD7c46ktQaVi8u8tBkpQxi-FBQ772-pGwHL-1wlqMv5niDJAY/s1600/expenses.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 211px; height: 203px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjITLRf74fxA2FSdkU-cutX80YMHiJxx12k71zU4vzRAu9BOb2sCOWiuG43ejyLtt8qAB-_jk5PaN2EEu-gJnOga7k2RqvD7c46ktQaVi8u8tBkpQxi-FBQ772-pGwHL-1wlqMv5niDJAY/s320/expenses.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668429906362728018" /></a><br /><br />As the domestic expenses increased after my son's marriage,My son withdrew 5 lacs each for the next 2 yrs from the magic account which i had created for his home making expenses...<br /><br />Need 5:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz-H_asMZul1pqzlGWzkdtUOJIoryeTqhAZ8hWXgO4reEYBytnUrPZ4uyHW0B1myNka4QiQ2BBSylribahNJRUIad7HsGRCAxHv1F28pwGYc3InJcGmLQ23OKLHejqWPmNt0I_CL8Qvv0/s1600/1st+child.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 316px; height: 159px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhz-H_asMZul1pqzlGWzkdtUOJIoryeTqhAZ8hWXgO4reEYBytnUrPZ4uyHW0B1myNka4QiQ2BBSylribahNJRUIad7HsGRCAxHv1F28pwGYc3InJcGmLQ23OKLHejqWPmNt0I_CL8Qvv0/s320/1st+child.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668430650886010402" /></a><br /><br />At the age of 33,he had his 1st child,i was delighted because i had become a grandfather...my son withdrew 8 lacs for the hospital & other miscellaneous expenses from the same magic account which i had created for his new born child expenses...<br /><br />Need 6:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwwfS9Y58efG2-h9O-xwY9OfXzZdIyOvEiplqQrYT0aPkWO0-s0kuM2qx5aXuwaBl2j0eV577MdVdWCLpuWLpiqGQGR273S-zNQeyaEAuQkDk2DX1SK2a-hfg78tZBkUTffd2aXRKXC-8/s1600/Ford+suv.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 276px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwwfS9Y58efG2-h9O-xwY9OfXzZdIyOvEiplqQrYT0aPkWO0-s0kuM2qx5aXuwaBl2j0eV577MdVdWCLpuWLpiqGQGR273S-zNQeyaEAuQkDk2DX1SK2a-hfg78tZBkUTffd2aXRKXC-8/s320/Ford+suv.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668432345725461538" /></a><br /><br />At the age of 34,he wanted to upgrade his sedan car to an SUV,so again he withdrew 15 lacs from the same magic account which i had created to fulfill his offroading desires...<br /><br />Need 7:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAZAKceTDhqB9g1khHk-Xr-3qClAEWiLl8O8IDVzk1iroHJlQ0sJYuId31NJKvK-zzFFjcb-Z455hCN0Xn2OvCaAix2P61KAogqd4-_2mG_fHyfPhqjLeJoBXZfuzvKdBQJqRAup_jqXM/s1600/Lifestyle+expenses.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAZAKceTDhqB9g1khHk-Xr-3qClAEWiLl8O8IDVzk1iroHJlQ0sJYuId31NJKvK-zzFFjcb-Z455hCN0Xn2OvCaAix2P61KAogqd4-_2mG_fHyfPhqjLeJoBXZfuzvKdBQJqRAup_jqXM/s320/Lifestyle+expenses.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668433428058785826" /></a><br /><br />Now as the lifestyle & fuel expenses increased,my son withdrew 4 lacs each for the next 2 yrs from the magic account which i had created for his lifestyle expenses...<br /><br />Need 8:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYP6QY5-11c292UkLJMc2P4PlzyYz60npjXHVvsOxe8DWuj1X9MNQui2cOw6Xe4rCCC6sFdI6gWi4YGQZPT0KAI0PH4Qj4jJLJTGTp1y9MQH11VDbdRdOVas8ENQ46-aRoxSyDSHS2iqw/s1600/2nd+child.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 239px; height: 211px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYP6QY5-11c292UkLJMc2P4PlzyYz60npjXHVvsOxe8DWuj1X9MNQui2cOw6Xe4rCCC6sFdI6gWi4YGQZPT0KAI0PH4Qj4jJLJTGTp1y9MQH11VDbdRdOVas8ENQ46-aRoxSyDSHS2iqw/s320/2nd+child.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668438051624639858" /></a><br /><br />At the age of 37,he had his 2nd child and he cannot be partial,so he withdrew another 8 lacs again from the same magic account which i had created for his 2nd child expenses...<br /><br />Need 9:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIwzOtmI7PwOThWL6ZCa1JzGDzWnYq32HNgwoISnEC7m54eqFm8NM3MJOuZuNKwtp0rcPQLsGNA_ZqHtMk0_qsAHr_zB50CTfoftjn7egLVJQSGhf5Ghg0vXp80IPw9dyrexmPlhmSuqw/s1600/domestic+expenses.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 254px; height: 198px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIwzOtmI7PwOThWL6ZCa1JzGDzWnYq32HNgwoISnEC7m54eqFm8NM3MJOuZuNKwtp0rcPQLsGNA_ZqHtMk0_qsAHr_zB50CTfoftjn7egLVJQSGhf5Ghg0vXp80IPw9dyrexmPlhmSuqw/s320/domestic+expenses.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668439186157943042" /></a><br /><br />Now that the family is big & the expenses also is increasing day by day,From the age of 38 till 46,my son is happy with the 6 lacs which is coming to him every year from the magic account i had created for his lifestyle expenses...<br /><br />Need 10:<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpuwM0nmxRs6npOPIUeoi1t5brhH8DUvEo1LJN7bspD60yi5g7PsyjW0zAzIl9uSglgccM33qeXvfzSxXTTBZXsVeJqIXH90K3CaQ1CuJIiIpBDsAfeTV3mh0-s0N8RKWYdngB5Binqw/s1600/Giving+money.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 169px; height: 154px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpuwM0nmxRs6npOPIUeoi1t5brhH8DUvEo1LJN7bspD60yi5g7PsyjW0zAzIl9uSglgccM33qeXvfzSxXTTBZXsVeJqIXH90K3CaQ1CuJIiIpBDsAfeTV3mh0-s0N8RKWYdngB5Binqw/s320/Giving+money.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668439615464009330" /></a><br /><br />At the age of 47,my son took a final payout of 1.1 crore from the magic account which i had created for him...<br /><br />Now that the magic account is closed,lets get into the summary of the money which my son used for himself all these years...<br /><br />I paid 18 lacs for 18 yrs to ensure that my son could enjoy the benefit for a really really long time...<br />It does not mean that my son was not independent & capable of earning enough to take care of his needs,but a little extra cash will always come handy at any point of time for anyone!!!This is what i have learnt from my life....<br /><br />So lets get into the numbers,My investment into this child plan was 18 lacs only but my son withdrew 1.53 crores from 19th to 46th year for various expenses and still at the age of 47,he had a corpus amount of another 1.1 crore at his disposal!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpuwM0nmxRs6npOPIUeoi1t5brhH8DUvEo1LJN7bspD60yi5g7PsyjW0zAzIl9uSglgccM33qeXvfzSxXTTBZXsVeJqIXH90K3CaQ1CuJIiIpBDsAfeTV3mh0-s0N8RKWYdngB5Binqw/s1600/Giving+money.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 169px; height: 154px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifpuwM0nmxRs6npOPIUeoi1t5brhH8DUvEo1LJN7bspD60yi5g7PsyjW0zAzIl9uSglgccM33qeXvfzSxXTTBZXsVeJqIXH90K3CaQ1CuJIiIpBDsAfeTV3mh0-s0N8RKWYdngB5Binqw/s320/Giving+money.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668439615464009330" /></a><br /><br />And if something unfortunate would have happened to me during the premium payment term,my son would have received a sum of 25 lacs immediately and all the above benefits would still have come to my son as planned!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCydran-UeXjOPN3u9aX7YFA0YgtGRJ_XbJqo8vf8M72dIt8ZVXOmhSGQlldiQCb_b0Cke7OiZerLeQd6ARH-0f9Psq1zDczF4-i9MKg6Nw_vniSSpttvc6Rx0rr62ZsSljReHbrcilNE/s1600/Old+man.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCydran-UeXjOPN3u9aX7YFA0YgtGRJ_XbJqo8vf8M72dIt8ZVXOmhSGQlldiQCb_b0Cke7OiZerLeQd6ARH-0f9Psq1zDczF4-i9MKg6Nw_vniSSpttvc6Rx0rr62ZsSljReHbrcilNE/s320/Old+man.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668441119237456882" /></a><br /><br />I hope now you understand why my son loves & respects me for my farsightedness...<br /><br />So as you have read the story of Mr.Vasu, what are you waiting for???<br /><br />Act Now...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEielKwKlpw_WuobGAbKMAgucBm5S0fI0xmtWhBTvPBaGfglxvZHB0q1io1oc7W91My13Sca3M9MpitqtgeuoLcch1UTJ1vSGRQOs5xELS8LkLwVkWYNXheh1QU683q5ObLlqH5HdNcWWrk/s1600/Finger+pointing.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 218px; height: 231px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEielKwKlpw_WuobGAbKMAgucBm5S0fI0xmtWhBTvPBaGfglxvZHB0q1io1oc7W91My13Sca3M9MpitqtgeuoLcch1UTJ1vSGRQOs5xELS8LkLwVkWYNXheh1QU683q5ObLlqH5HdNcWWrk/s400/Finger+pointing.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5668440912613702706" /></a><br /><br />Do you want your child's life to be like this???<br /><br />If yes,then post a comment or mail me @ subhash.sukumar@gmail.com or call me on my number 09901045869.<br /><br />Hope to hear your feedbacks and suggestions if any...Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com8tag:blogger.com,1999:blog-3088569552508990795.post-63573539061768323182011-09-28T03:20:00.000-07:002011-09-29T00:03:30.545-07:00How to create wealth in short term-Illustration(Part2)<a href="http://nani-waybeyond.blogspot.com/2011/09/how-to-create-wealth-in-short-term.html">Read this first to understand the below illustration...</a><br /><br />Scenario 1 – Lowest recorded unit purchase in the next 12 months.<br />Age – 30<br />Net Invested Premium – 1lac p.a,<br />Premium paying term – 5yrs<br />Plan Term – 10yrs<br /><br />1st year Net invested premium is 1lac and assuming the unit price at the time of entering into the plan is 10rs.<br />Assuming that in the next 12 months, the unit price of the fund touched a low of 6rs and ended at 11.50rs.<br />Instead of normal unit allocation of 10000units, you will get units purchased at the rate of 6rs.<br />So you will get 16667 units in the 1st year.<br /><br />2nd year Net invested premium is 1lac and the unit price at the time of purchase is 11.50rs.<br />Assuming that in the next 12 months, the unit price of the fund increased and ended at 13.50rs.<br />You will get units purchased at the rate of 11.50rs.<br />So you will get 8696units in the 2nd year.<br /><br />3rd year Net invested premium is 1lac and the unit price at the time of purchase is 13.50rs.<br />Assuming that in the next 12 months, the unit price of the fund decreased and ended at 9.75rs.<br />You will get units purchased at the rate of 9.75rs.<br />So you will get 10256 units in the 3rd year.<br /><br />4th year Net invested premium is 1lac and the unit price at the time of purchase is 9.75rs.<br />Assuming that in the next 12 months, the unit price of the fund increased and ended at 14.75rs.<br />You will get units purchased at the rate of 9.75rs.<br />So you will get 10256 units in the 4th year.<br /><br />5th year Net invested premium is 1lac and the unit price at the time of purchase is 14.75rs.<br />Assuming that in the next 12 months, the unit price of the fund increased and ended at 18.50rs.<br />You will get units purchased at the price of 14.75rs.<br />So you will get 6780 units in the 5th year.<br /><br />Now total of all the units accumulated is 52655.<br />The NAV at the end of 5th year is 18.50rs.<br />So fund value= total number of units*Current unit price<br />52655*18.50=974117.50<br /><br />Almost close to double the invested amount in this illustration!!!<br />Scenario 2 – Highest recorded NAV in the last 7yrs.<br /><br />As in the above illustration, we could see that at the end of 5th year the NAV price is at 16.50rs.<br />Assuming that in the next 2 years, if the NAV peaks to 22rs and comes back to 18rs also.<br />You will get, total number of units*Highest recorded NAV in last 7years.<br />52655*22=1158410.<br /><br />Scenario 3 – Unit Price at maturity.<br /><br />At the time of maturity if the NAV is 30rs, which is higher than the other 2 scenarios mentioned above.<br />You will get, total number of units*Unit price at maturity.<br />52655*30=1579650.<br /><br />So an investment of Rs.500, 000 will give you Rs.1, 579,650/- within a period of 10years!!!<br /><br />The above mentioned profits are completely tax free!!!<br /><br />Above all these benefits, if you pay 5 premiums at once you will get 10% of the total premiums as cash back on the spot!!!<br /><br />Please note that all the above mentioned figures are only for understanding and for illustration purpose only and the returns may vary depending on the invested amount and market fluctuations.Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-51556104546532610042011-09-28T02:29:00.000-07:002011-11-04T04:00:11.930-07:00How to create wealth in short termHey All,<br /><br />First of all I would like to thank each one of you for your continuous interest in my blog, I started this blog just one month back and now look at the page views…its almost 1000!!!<br />This means that I am writing about something which is actually worth reading and investing…That thought alone gives me immense happiness…<br /><br />My first Post “<a href="http://nani-waybeyond.blogspot.com/2011/09/baap-of-magic-plans.html">Baap of Magic Plans</a>” still attracts and amuses so many people that few of my clients who are working in some of the top IT companies in the world told these words…”Subhash, It is too good to be True”…This is not only their opinion, but of many people whom I met keeps telling me the same thing…However once I show them how it works and how it can benefit them, I can see the smile in their face…A smile which says that they have found an investment plan which is worth investing after all…<br /><br />Recently I met a client who told me that he would rather be interested in a shorter term investment instead of planning for a retirement as he had already planned well in advance for his retirement needs…He said “Subhash, Life is for Living, Blow me up with some short term investment plan”…I gave him a Plan and it literally blew him up!!!<br /><br />So now I am presenting you all the same investment idea!!! This time with an eye on people who are looking for shorter term…<br />Hope you all will enjoy it…<br /><br />(PS: This post may be bit lengthy but I know that if you are really concerned about your money and want to get the best out of it, you may not mind reading each and every line…)<br /><br />How to create WEALTH in Short term?<br /><br />Work Hard…….Really Hard…..<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhM9weEQ1CEyHmeOGusRoYraWaJjn-K8R8-7jesRR8bhFGBsSzkczDJ7iPHSDl2rnUkoTiYjBFW5JfVzNRHpKtioRoJoSUMqxFXmuhXw71_A6ykDuIE3sBOzhD5iptbmq5IHwmzp2Jet5g/s1600/Hard+work.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 194px; height: 259px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhM9weEQ1CEyHmeOGusRoYraWaJjn-K8R8-7jesRR8bhFGBsSzkczDJ7iPHSDl2rnUkoTiYjBFW5JfVzNRHpKtioRoJoSUMqxFXmuhXw71_A6ykDuIE3sBOzhD5iptbmq5IHwmzp2Jet5g/s320/Hard+work.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657341688415977842" /></a><br /><br />Or<br /><br />Work Smart…..Really smart + Make your money work harder…<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPk1E_CV7K0jA078BrVpsx-hK4kcqeHVEfofp0klbtxQJmUni7TbmCL0cLPIPtOc0z5lSUu185UhJrk_uEDa0SN5oyxOb7hmB6wHF8fb_ja_NTQnWMc1n2XZPNyP0N8yeH3f4SstXnunI/s1600/Money+working+hard.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 264px; height: 191px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPk1E_CV7K0jA078BrVpsx-hK4kcqeHVEfofp0klbtxQJmUni7TbmCL0cLPIPtOc0z5lSUu185UhJrk_uEDa0SN5oyxOb7hmB6wHF8fb_ja_NTQnWMc1n2XZPNyP0N8yeH3f4SstXnunI/s320/Money+working+hard.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657341960934621874" /></a><br /><br />Now the million dollar question is….<br /><br />How will you make your money work harder for you???<br /><br />Yes….The answer is “By making Right Investment Decisions”<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_wc_T-R5fIUUSwMLFk9WIWxWD_qhg1fM4RJJSdBmPo-62HBalBP9AWvQsxiIS_GV8mLAEHVc-PimpgBssZYCyesY3SU0Odc0o34VWqRcr5hK4fLK51NY3L9jcA47uOgCF0v3qeW2Sxtg/s1600/Right+invest+decisions.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 190px; height: 266px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_wc_T-R5fIUUSwMLFk9WIWxWD_qhg1fM4RJJSdBmPo-62HBalBP9AWvQsxiIS_GV8mLAEHVc-PimpgBssZYCyesY3SU0Odc0o34VWqRcr5hK4fLK51NY3L9jcA47uOgCF0v3qeW2Sxtg/s320/Right+invest+decisions.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657342274230629346" /></a><br /><br />Okay, so that’s it, making right investment decisions is enough correct???<br /><br />No…Making right investment decisions ON TIME are required…<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrzivct_4pdEpbSD23DT3-cpAC2lW-lkECtlTfbDX4v4N3B5Yo8CrVBFo6LJM7Nqo2ZlnCaYD_kw3lFROhPRCqOe5bhdc_OT4XBPUr6iKK6twnBa7s2ISBgV8HoU-9zvD2Ff5kPG92J4Q/s1600/On+time.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 155px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrzivct_4pdEpbSD23DT3-cpAC2lW-lkECtlTfbDX4v4N3B5Yo8CrVBFo6LJM7Nqo2ZlnCaYD_kw3lFROhPRCqOe5bhdc_OT4XBPUr6iKK6twnBa7s2ISBgV8HoU-9zvD2Ff5kPG92J4Q/s320/On+time.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657342554728598658" /></a><br /><br />We have been hearing from a very early age about some conventional theories that say “We should not put all our eggs in one basket”...<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipKxCTDLpvdP3ukHFO-3nqnTZhtwo-JtfNFFtwbk_bGHtjT1GKzgxwlpWFD9llhvveS3E25z9LnXQMle_PkZT9dyTV9WaPqj25W3AIaYxwdhJCnmuh5mDHCD445GKJfZuWIFHYB298Clk/s1600/All+in+one+basket.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipKxCTDLpvdP3ukHFO-3nqnTZhtwo-JtfNFFtwbk_bGHtjT1GKzgxwlpWFD9llhvveS3E25z9LnXQMle_PkZT9dyTV9WaPqj25W3AIaYxwdhJCnmuh5mDHCD445GKJfZuWIFHYB298Clk/s320/All+in+one+basket.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657342804883403666" /></a><br /><br />So what happens if we put all our eggs in one basket?<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV9MVp9qnnWIrO-r1hwnNDdjUeEYYnc-dzIjPOCDZop_0Ocsb_G9krLQq5vKJRJU49gD-ALNY_o5rl5dI7t4VWLMY_WpXEFsWOo5vTJRQamMQDbLmAr5NI_4mvqGdYgmFQsgrLWFAE7YA/s1600/Broken+eggs.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 244px; height: 206px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV9MVp9qnnWIrO-r1hwnNDdjUeEYYnc-dzIjPOCDZop_0Ocsb_G9krLQq5vKJRJU49gD-ALNY_o5rl5dI7t4VWLMY_WpXEFsWOo5vTJRQamMQDbLmAr5NI_4mvqGdYgmFQsgrLWFAE7YA/s320/Broken+eggs.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657343021836331906" /></a><br /><br />It breaks!!!<br /><br />So what should we do then?<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9mPNjw0FWkK9mQWtXSn0rtIlyLMtbPRy6BQqWtR3QGMTcwqqu_0Nu0qGPCMYCXNZ9F8YAqMmQByt0oNBfH7pj_RDLyaTOoiNuZLHCyooosN2PELoNoaObwa8lTzpOCwkn_OKlOBc-83Q/s1600/Diversify.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 267px; height: 189px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9mPNjw0FWkK9mQWtXSn0rtIlyLMtbPRy6BQqWtR3QGMTcwqqu_0Nu0qGPCMYCXNZ9F8YAqMmQByt0oNBfH7pj_RDLyaTOoiNuZLHCyooosN2PELoNoaObwa8lTzpOCwkn_OKlOBc-83Q/s320/Diversify.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657343788954358130" /></a><br /><br />Diversify!!!<br /><br />Put your money in different baskets, so that even if one basket falls you will have the remaining baskets to cover your interests…<br /><br />When we talk about short term investment Baskets, these things will come to our mind…<br />1)Mutual Funds<br />2)SIP’s<br />3)Shares and stocks<br />4)ETF’s<br />5)FD’s<br />6)Small Savings in Chits and cooperative societies.<br /><br />The First four short term investment mentioned above belongs to “Equity” Family<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFFMKB-DemQQFKMiOlYhD_PuTHAWDHHSikvDU9G1ICnyED8C6OgFXLFeYX8GaXAEhP7J79qWaLe7uxMfAzfXmFcgnOD2Zc1GMWLEn9-E5bYu9Wa0d9f7Z8LfvGRPyTA2_HMgSUDHapS5Q/s1600/Equity+investments.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 240px; height: 180px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFFMKB-DemQQFKMiOlYhD_PuTHAWDHHSikvDU9G1ICnyED8C6OgFXLFeYX8GaXAEhP7J79qWaLe7uxMfAzfXmFcgnOD2Zc1GMWLEn9-E5bYu9Wa0d9f7Z8LfvGRPyTA2_HMgSUDHapS5Q/s320/Equity+investments.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657344106831402962" /></a><br /><br />and the last Two belong to “Conventional or Traditional” Family…<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCMIwLXJsm_XyTAKDMBYCyBnbBO5RuU7WejYQnwQr4an6P2PCCCYcfjqqEBnOPoKQ5btz8mQIdGeQZQS36GbyIemifSE0HdFgl89PqaUGU6NoG3tJMBsflkG1G-4jcXwgX9I-Iahdiu7c/s1600/Debt.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCMIwLXJsm_XyTAKDMBYCyBnbBO5RuU7WejYQnwQr4an6P2PCCCYcfjqqEBnOPoKQ5btz8mQIdGeQZQS36GbyIemifSE0HdFgl89PqaUGU6NoG3tJMBsflkG1G-4jcXwgX9I-Iahdiu7c/s320/Debt.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657344348608819826" /></a><br /><br />We all know that investing in conventional or traditional investment for short term will always give you low or moderate investment returns…<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQezz_NlhNiwu7gJECgbgCkO-pFmttoBNyrw6i9H1oI_VPoLbOAb6R4hGTS8necq3e7XfVTqqxvXHEDH7lv2pmtsLX0qX7FGUKRrxDZUHT02iNqaUxXdPZXJlKlDQu1MEEe4ayNJ7fZdU/s1600/Equity+is+better.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQezz_NlhNiwu7gJECgbgCkO-pFmttoBNyrw6i9H1oI_VPoLbOAb6R4hGTS8necq3e7XfVTqqxvXHEDH7lv2pmtsLX0qX7FGUKRrxDZUHT02iNqaUxXdPZXJlKlDQu1MEEe4ayNJ7fZdU/s320/Equity+is+better.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657344672493386402" /></a><br /><br />As we spoke about making our money work harder, we shall concentrate on Equity based investments which will give you moderate to very high investment returns…<br /><br />So when it comes to Equity based investments, what exactly would we want to do to make Profits??? <br /><br />It’s very simple!!!<br /><br />We would want to buy equities at the lowest price when the market is down…<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbHe7whyGsKiA8rutzDh3fucc1sIhh-bIPV-TEt9_ilwMblgjQD1lFFQqnK1216FAtlsj1XhAQkiCdxwPswUsT_K5EFpkVb7uqxU46j30r4eHYvbwggx9nMJRLVjZDvVVYE2x8erIlOLg/s1600/Share+market+Graph.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 224px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbHe7whyGsKiA8rutzDh3fucc1sIhh-bIPV-TEt9_ilwMblgjQD1lFFQqnK1216FAtlsj1XhAQkiCdxwPswUsT_K5EFpkVb7uqxU46j30r4eHYvbwggx9nMJRLVjZDvVVYE2x8erIlOLg/s320/Share+market+Graph.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657345239599676258" /></a><br /><br />And, Sell those equities at the highest price when the market picks up!!!<br /><br />Yes, it sounds very simple, but as we all know it is not that simple as it sounds…<br /><br />Let me explain…<br /><br />What exactly would we look for when choosing an equity based investment???<br />1)S-Safety<br />2)L-Liquidity<br />3)R-Returns<br />4)F-Flexibility +<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjknLyM-UeTPiuUuWi0Icc3lsGuz8CjLIq0dLpQWajHWzczI8y7RQhi1l3Thu7InipVwzF-vdOReED72FhB6vIwjbSltfIAcjLP4y9eSKQzuF8_o3HQ3ubYHCRHNLkz1zWeWzmosEqk7SU/s1600/Guarantee.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjknLyM-UeTPiuUuWi0Icc3lsGuz8CjLIq0dLpQWajHWzczI8y7RQhi1l3Thu7InipVwzF-vdOReED72FhB6vIwjbSltfIAcjLP4y9eSKQzuF8_o3HQ3ubYHCRHNLkz1zWeWzmosEqk7SU/s320/Guarantee.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657345552323238722" /></a><br /><br />Guarantee!!!<br /><br />In most of the cases, a carefully chosen equity based investment will offer one or the other things mentioned in the above list, but not all!!!<br /><br />If you ask your portfolio manager or an investment banker for suggestions or advice to help you chose an equity based investment plan from the above list, he would suggest you to buy an SIP!!!<br /><br />What is an SIP???<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg98jAM_pPdChDyXae8gH5hUeOsqmU3GDKDE4pxchgZ9yC8DvWdjHOthLTrH4Mw4CWqP9bXQDRU9GIrzGIXqFtJuDiKR9cuTP8C_-sHSyQQJRO-u5GkmD1lH4rL1n3qmWtNnOTXJpDu3Nc/s1600/SIP.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 240px; height: 210px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg98jAM_pPdChDyXae8gH5hUeOsqmU3GDKDE4pxchgZ9yC8DvWdjHOthLTrH4Mw4CWqP9bXQDRU9GIrzGIXqFtJuDiKR9cuTP8C_-sHSyQQJRO-u5GkmD1lH4rL1n3qmWtNnOTXJpDu3Nc/s320/SIP.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657345941631882322" /></a><br /><br />Why SIP is so attractive???<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbMCltsQB29-gf8D0YGM9aWShUlc0q5bho2TXtA7mPjEXb3FXAsgscd1HuzD5sSS7fBpvYmHbs0dNI6SmGHFKpOXOLsXa878YqRbrt0tRQIYytn2VUPsrkzDoo4oNBA1RjPTGfCJWUGow/s1600/Why+SIP.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 273px; height: 184px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbMCltsQB29-gf8D0YGM9aWShUlc0q5bho2TXtA7mPjEXb3FXAsgscd1HuzD5sSS7fBpvYmHbs0dNI6SmGHFKpOXOLsXa878YqRbrt0tRQIYytn2VUPsrkzDoo4oNBA1RjPTGfCJWUGow/s320/Why+SIP.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657346174971653922" /></a><br /><br />SIP – Systematic Investment Plan<br /><br />How it works – SIP is a systematic investment means to tap the volatility of the market…To put it in simple words - It is a monthly investment mutual fund scheme. It will help you to buy mutual fund units regularly at the current market price which in turn will appreciate during the term and help you make profits.<br /><br />Let me give you a small example.<br /><br />Mr. X decides to invest in an SIP with a monthly contribution of Rs.10000/-<br />In the First month the Net Asset Value (NAV) Price is Rs.10/-<br />So he gets 10000/10=1000 Units.<br /><br />In the Second month the NAV price is Rs.12/-<br />So he gets 10000/12=833 Units.<br /><br />In the Third month the NAV price is Rs.8/-<br />So he gets 10000/8=1250 Units.<br /><br />In the Fourth Month the NAV price is Rs.7/-<br />So he gets 10000/7=1429 Units.<br /><br />In the Fifth Month the NAV price is Rs.10/-<br />So he gets 10000/10=1000 Units.<br /><br />In the Sixth Month the NAV price is Rs.13/-<br />So he gets 10000/13=769 Units.<br /><br />So now if we calculate the total investment, Mr. X has invested Rs.60000/-<br />He has 6281 Units and the current unit price in the sixth month is Rs.13/-<br />Average unit price for the past 6 months – Rs.10/-<br />Calculation to arrive on the fund value, <br />Total number of units*Current unit price=Fund value…<br />6281*13=81653.<br /><br />So Mr. X has a fund value of rs.81653/- in his SIP account. He made Rs.21653/- profit on an investment of Rs.60000/-!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvad6rvubrywgHUbGqsypg0Ai7xShFwg0A_jK31mhvCGZ9i2gCOR5oKEQoHYoRuGCte0G3b7sgaaJSsjTqdLLAleKYnfHPt98HAUNfB5-7TFTKfvhfW6m5ZJd1_7lyuMDWyT0lh4g1r0U/s1600/Excellent+returns.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 260px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvad6rvubrywgHUbGqsypg0Ai7xShFwg0A_jK31mhvCGZ9i2gCOR5oKEQoHYoRuGCte0G3b7sgaaJSsjTqdLLAleKYnfHPt98HAUNfB5-7TFTKfvhfW6m5ZJd1_7lyuMDWyT0lh4g1r0U/s320/Excellent+returns.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657346637049312258" /></a><br /><br />Why think of anything else??? This should be the best equity based investment plan in the market then???<br /><br />Wait…There should be some drawbacks as well…<br /><br />What are the drawbacks of SIP???<br /><br />1) The best an SIP could do is average out the unit cost as illustrated in the above example.<br />2) It will not tap the entire downside or upside of the market as desired by every investor. (Buy low, Sell High)<br />3) It does not give you tax benefits while withdrawing your profits. (You loose a major chunk of profit in paying tax)<br />4) It takes lot of research and homework to zero in on a good SIP or else your unit price may remain stagnant for a considerable time which will impact your profits.<br />5) Past performances are not a benchmark or assurance for future performance!!!(Almost all major mutual fund houses have proved it time and again).The reason I raised this point is because almost all mutual fund houses project their past performances as a major selling point instead of projecting their asset allocation…<br /><br />Even I agree that SIP is one of the most powerful tools to beat the inflation and tap the volatility of the market, but is it the best available method??? Is there any other Investment which could give better returns than SIP???<br /><br />Welcome to my Investment strategy!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglpCSm-iN2jHvGUrFcUjavj4AJp95dYMynYnb65lJzX8nUds5_dc2MM3mufldxljm6P63OSMK1epCShw8KJMsVS_vD-laCbixbvZjjOU2RG1aTxrUFAUclGoREXsdGfmNIsZtCWJGmR-M/s1600/Snake+and+ladder.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglpCSm-iN2jHvGUrFcUjavj4AJp95dYMynYnb65lJzX8nUds5_dc2MM3mufldxljm6P63OSMK1epCShw8KJMsVS_vD-laCbixbvZjjOU2RG1aTxrUFAUclGoREXsdGfmNIsZtCWJGmR-M/s320/Snake+and+ladder.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657346933805982338" /></a><br /><br />I think everyone of us knows this game, you climb up when you reach the bottom of the ladder and you climb down when you reach the mouth of the snake…<br /><br />Investment nowadays seems to perfectly relate to this Game!!! A small difference would be that today in the market we have many snakes but few ladders!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCYrBfLRjVlgvOHxRlhm8Pfw5c7Eq5FY-YZfFYO-xbQOT2aO8Kiw3RfAiTQVRdqIt5BcUK113RANHb7Xh1ri4dhqw4aX4r62bkCUtGPmrNWxacgN4m3867tM8AJ4mOqQbWvjAR-ai67jo/s1600/Many+snakes.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 197px; height: 256px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCYrBfLRjVlgvOHxRlhm8Pfw5c7Eq5FY-YZfFYO-xbQOT2aO8Kiw3RfAiTQVRdqIt5BcUK113RANHb7Xh1ri4dhqw4aX4r62bkCUtGPmrNWxacgN4m3867tM8AJ4mOqQbWvjAR-ai67jo/s320/Many+snakes.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657347156354719010" /></a><br /><br />What if I say that my investment strategy will make the snake also to work as a ladder!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-32vSSmITQFqF33MIfe2PLCiaR0hmhwt-FkpFd8N8bBHdPSCVXF5CL-Z32Jz2XLCXub7k0Y_oCokkT2SjIFwwHXzuG5rPIG1ybrHciUzQxf55c5uZE4C2vqVCEpouTPDPeWZuJe4RvHU/s1600/Snake+as+ladder.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 263px; height: 192px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-32vSSmITQFqF33MIfe2PLCiaR0hmhwt-FkpFd8N8bBHdPSCVXF5CL-Z32Jz2XLCXub7k0Y_oCokkT2SjIFwwHXzuG5rPIG1ybrHciUzQxf55c5uZE4C2vqVCEpouTPDPeWZuJe4RvHU/s320/Snake+as+ladder.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657347414451591634" /></a><br /><br />That is…<br /><br />We all know that if the Market Grows – Our money also will grow.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgX9i3VaZvpKcWVTHAGkIb1PiOXWIRiLkqHvObtebn7j9t3GBSoPmwSUew5xmytHKoPByD4zKoMWg-pZXNutfARBqNaq67HfdxjeRSSIt4jQNkGlSiv-v29FInThqgQOlZ8_5WeOhhR9qE/s1600/market+grows.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgX9i3VaZvpKcWVTHAGkIb1PiOXWIRiLkqHvObtebn7j9t3GBSoPmwSUew5xmytHKoPByD4zKoMWg-pZXNutfARBqNaq67HfdxjeRSSIt4jQNkGlSiv-v29FInThqgQOlZ8_5WeOhhR9qE/s320/market+grows.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657347668318009154" /></a><br /><br />What if the Market Falls??? – Still our money will grow!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaOOL86LuOWHJ6NSiF42XhET_suDrcyGA5URX1eSuiFH6EWILKVEK5mkRHV1c2P6Ufj9oZyu8nko3QO9WsRE70apioYDBhdlKK-15dY-wZ01cBsJqNf3giMqjE0l2i3ox6v7gPnNtSfBI/s1600/Market+falls.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaOOL86LuOWHJ6NSiF42XhET_suDrcyGA5URX1eSuiFH6EWILKVEK5mkRHV1c2P6Ufj9oZyu8nko3QO9WsRE70apioYDBhdlKK-15dY-wZ01cBsJqNf3giMqjE0l2i3ox6v7gPnNtSfBI/s320/Market+falls.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657347962627696498" /></a><br /><br />Presenting you a one of its kind investment plan in the entire Industry!!!<br />This has no competition in the entire equity segment industry…<br /><br />A magical plan which guarantees you that you will make profit and only profit, irrespective of Market fluctuations!!!<br />A magical plan which guarantees you that you do not have to wait to time the market, we will do it for you!!!<br /><br />How it works???<br /><br />Let us take the same example of how Mr. X made profits in SIP investment…<br /><br />Scroll up and you will find that Mr. X had invested Rs.60000/- in 6 months and made Rs.21653/- as profit by investing in an SIP…<br />So total fund value stands at Rs.81653/-(Including investment amount of Rs.60000/-)<br /><br />What if he had invested as per my suggestion in this Magical plan???<br />Considering the same illustration shown above, Mr. X would have invested Rs.60000/- in 6 months and would have made a profit of Rs.51429/-!!!<br />So total fund value stands at Rs.111429/-!!!(Including investment amount of Rs.60000/-)<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZPYnmSLXRfV2TU8eMqbdYgGwQYwhZg-HTkQA1a5RLcYSRLfAXs6fKJoOaoQhKevPCnbcDFZ13U0BAS4wtos-Ze0Io2rRJwQW_PLz_dd9jWfd4HmeIGEEgNmNXvfXf2R07BG9sAGWQFfM/s1600/Surprised.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZPYnmSLXRfV2TU8eMqbdYgGwQYwhZg-HTkQA1a5RLcYSRLfAXs6fKJoOaoQhKevPCnbcDFZ13U0BAS4wtos-Ze0Io2rRJwQW_PLz_dd9jWfd4HmeIGEEgNmNXvfXf2R07BG9sAGWQFfM/s320/Surprised.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657348299595479090" /></a><br /><br />Unbelievable!!! Is it???<br /><br />Till now you and your Investment banker thought SIP is the best investment tool available in the market…<br /><br />Okay, let me tell you how it works…<br /><br />The magical plan which I showed you purchases units on the lowest recorded unit price in the past 12 months; this directly gives you an advantage of buying units at the lowest price…<br /><br />Let us take an example,<br /><br />Mr. X invested Rs.100000/- in this plan in the month of January, The unit price in the month of January is at Rs.10.50/-<br />In the month of March the unit price went up to Rs.13/-<br />In the month of June the unit price went down to Rs.8/-<br />In the month of August the unit price further went down to Rs.7/-<br />In the month of October the markets recovered and unit price went up to Rs.11/-<br />Finally in the month of December the unit price stands at Rs.12.50/-<br /><br />In a normal Mutual fund case, you could claim a profit of Rs.2/- per unit in a span of 12 months as Mr. X would have been allotted units at the price of Rs.10.50/- and the NAV went up to Rs.12.50/-!!! <br />You could be happy that Mr. X earned almost Rs.20000/- profit on an investment of Rs.100000/-!!!<br /><br />But as Mr. X had taken this magical plan, He would have received the unit allotment at the price of Rs.7/-…<br />And as at the year end the unit price was Rs.12.50/-, you would be eagerly waiting to know how much Mr. X had made from this investment right???<br />Mr. X made a whopping Rs.78571/- profit on his investment of Rs.100000/-!!!<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLfPKfzwk35_J_yq_mnpR67Bss7cdnDKIOX8SIjqz8LyIG3dJPINmcDd0kF4nVEgwB_3r7yIrfvlz2K9It8u3w4_C8o5uUhVScH7K6IKK4xtRr5gR4aAYGu4DhdklT1SNDLE4Lwz1WOvo/s1600/Surprised+and+happy.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLfPKfzwk35_J_yq_mnpR67Bss7cdnDKIOX8SIjqz8LyIG3dJPINmcDd0kF4nVEgwB_3r7yIrfvlz2K9It8u3w4_C8o5uUhVScH7K6IKK4xtRr5gR4aAYGu4DhdklT1SNDLE4Lwz1WOvo/s320/Surprised+and+happy.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657348618831115554" /></a><br /><br />This way of investment pattern will continue for the next 5 yrs and till the term of 10yrs…<br />At the end of 10 yrs, <br />Mr. X will get Fund value as Follows,<br />Fund value=Total No of units*Unit price decided as below…<br /><br />Mr. X would be allotted units at the lowest recorded unit price every year in the past 12 months...<br /> OR<br /><br />Mr. X would be Given the Highest NAV recorded in last 7years of the plan…<br /><br /> OR<br /><br />Mr. X will be Given the Current Unit price at maturity…<br /><br />Whichever is Higher out of these 3 options mentioned above!!!<br /><br />Mr. X can ensure that he really do not have to worry about the timing of entry into the plan to make profits!!!<br /><br />(The above profits are just a rough calculation and it will definitely change from person to person)<br /><br />Now let us come to the fine prints of this plan…<br /><br />The Investment amount in this plan is capped at minimum Rs.100000/- and maximum…Any amount is welcome subject to specific requirements…<br /><br />The Investment term is only 5yrs and the plan term is 10yrs…<br /><br />Single pay option is also available with a minimum investment amount of Rs.200000/-…<br /><br />Any person till the age of 60yrs can take this Magical plan…<br /><br />Advance premium payment option is also available- If you pay 5 yrs premium at once, you will get 10% cash back on the spot!!!<br /><br />Financial protection for your loved ones in case of uncertainty during the plan term…<br /><br />Unlimited partial withdrawals after 5 years to meet your unexpected financial expenses…<br /><br />Addition to all these above mentioned benefits, you will also be getting tax benefits on the investment amount and withdrawal amount as well!!!<br /><br />I can see some surprised, excited and confused faces…I have tried my best to explain the best investment product (with the most complicated investment strategy) in a simplified language.<br /><br />For those who found difficulties in understanding the post in the present manner can <a href="http://nani-waybeyond.blogspot.com/2011/09/how-to-create-wealth-in-short-term_28.html">click here</a>…I have explained the same concept in figures about this Magical plan…It will be very easy for people who are not particularly aware of the equity investments as it is in a descriptive manner.<br /><br />So now what???<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiemvPqpltd5qJ-SPRYsBunD93-dzs7Lgab8cl0dAukbprnnik2GUnImuTrwvpmjsuUeEKcOTy49nKvaJal6Yv-D8zYCJQe2DSPZptTz53Sa1rkP6zpUSpmtDS8F99ITylxI-tMKHkbyp8/s1600/More+questions.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 201px; height: 251px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiemvPqpltd5qJ-SPRYsBunD93-dzs7Lgab8cl0dAukbprnnik2GUnImuTrwvpmjsuUeEKcOTy49nKvaJal6Yv-D8zYCJQe2DSPZptTz53Sa1rkP6zpUSpmtDS8F99ITylxI-tMKHkbyp8/s320/More+questions.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657349372689991698" /></a><br /><br />You can post your specific queries here in the comments section so that it would be helpful for others who are looking for the same answer as yours…<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiwTxxClWv1LdhbHkWYSVYy1Os9SjC2u1GH2t1AfKuT5Ib1WlOYEb7FOBBAcwAJwYt4e7FplbTqkxz1Y5bWAZ9faIwpFneOiF3Xp1dOVLLUCa6-jH5EzMkKrEop2D9DkXHXws02wusf2oA/s1600/Questions.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 208px; height: 242px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiwTxxClWv1LdhbHkWYSVYy1Os9SjC2u1GH2t1AfKuT5Ib1WlOYEb7FOBBAcwAJwYt4e7FplbTqkxz1Y5bWAZ9faIwpFneOiF3Xp1dOVLLUCa6-jH5EzMkKrEop2D9DkXHXws02wusf2oA/s320/Questions.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5657349029603917314" /></a><br /><br />I will be happy to address your concern and ensure that you buy this investment plan with zero doubt and 100% satisfaction…Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com3tag:blogger.com,1999:blog-3088569552508990795.post-30910191636441802412011-09-16T02:10:00.000-07:002011-09-28T03:31:45.555-07:00How To Get More Benefits From a Unit Linked PlanHey All..<br /><br />Let me First Thank all of you for your overwhelming support and Interest shown for My "<a href="http://nani-waybeyond.blogspot.com/2011/09/baap-of-magic-plans.html">Baap Of Magic Plans</a>" Post..I am glad that i was able to assist many in realizing their dream of a happy and worry free retired life with that investment idea..<br /><br />Frankly speaking i realized the power and potential of online assistance in Innovative investment ideas lately and still do not regret about it after seeing the number of sales closures i was able to do in just 10 days of posting that Blog.<br /><br />Here I am presenting you a Simple illustration to show you how you can Get More Benefits From a Market Linked Investment without risking your Investment amount.<br /><br />Hope you all will like this too...<br /><br />Sample illustration for a person aged 30yrs.<br /><br />Investment Type - ULIP / Conventional<br /><br />Market Exposure - Yes<br /><br />Investment Amount - 1 lac per annum<br /><br />Investment period - 25yrs<br /><br />Total amount invested by you - 25 lacs.<br /><br />Benefits You Get...<br />.<br />.<br />.<br />.<br />.<br />.<br />.<br />On your 35th Birthday you want to Buy This...And it costs you 6 lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhp3z3PSwUL4edPN18fj2islsQYJbU9To8NznFPc1rEGKAiMebELr4DA4eP8ByfhEBlM5lw5XOpqezeB2Q-T8tg5T34nQ0eqMaeIkKuVjM0pJpI5cb5gYHx4TyPFU5BFZA7GW2-tVxZy0/s1600/Car.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 268px; height: 188px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhp3z3PSwUL4edPN18fj2islsQYJbU9To8NznFPc1rEGKAiMebELr4DA4eP8ByfhEBlM5lw5XOpqezeB2Q-T8tg5T34nQ0eqMaeIkKuVjM0pJpI5cb5gYHx4TyPFU5BFZA7GW2-tVxZy0/s320/Car.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652899624623640546" /></a><br />.<br />.<br />Buy it without paying even a single rupee from your pocket....<br />Courtesy-This Free car plan!!!This plan will pay the entire money...<br />.<br />.<br />.<br />On your 40th year,unfortunately you or one of your family member was met with this eventuality.....And it cost you 2.5lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJqzEDTNzYcEdE3w8lqXoz9YUvU1s6vA_HrKIT_GDMcwv22AGYXtSxVi9iRsKBokAM2JT62WS3CjzVgnGW8bmassXEVazCNTQUsAa420uxpnADynuEEd6RMZBRovQKsmCk4Q8njvmmcFM/s1600/Road+accident.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 179px; height: 145px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJqzEDTNzYcEdE3w8lqXoz9YUvU1s6vA_HrKIT_GDMcwv22AGYXtSxVi9iRsKBokAM2JT62WS3CjzVgnGW8bmassXEVazCNTQUsAa420uxpnADynuEEd6RMZBRovQKsmCk4Q8njvmmcFM/s320/Road+accident.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652902875167431090" /></a><br />.<br />.<br />Ensure that you will only be bothered about you or your loved one's speedy recovery....Not the Hospital Bill...<br />Courtesy - This Accidental benefit Plan!!!This will pay the entire 2.5lacs Hospital bill..<br />.<br />.<br />.<br />On your 45th Year,Your Sweet child is ready for this and to fulfill your dreams...And you need 12 lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPoKbEB-lzvjTUIm1YuiFtZDtw3_Q9lrcKIgxBqm_QtU-ewh0_pZ10LNomjDLKeddJUU1mhERvQU8gm_acdDEOrgP2LES2hKtue5mZj4WnquiecLckq4nS9-SiAL1jY7Wq-lRlUVodYhc/s1600/Higher+education.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 276px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPoKbEB-lzvjTUIm1YuiFtZDtw3_Q9lrcKIgxBqm_QtU-ewh0_pZ10LNomjDLKeddJUU1mhERvQU8gm_acdDEOrgP2LES2hKtue5mZj4WnquiecLckq4nS9-SiAL1jY7Wq-lRlUVodYhc/s320/Higher+education.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652905291702701378" /></a><br />.<br />.<br />Ensure that you spend your quality time on Finding the best college and not on the admission fees...<br />Courtesy - This Education Plan!!! This will pay the entire 12 lacs needed for your Child's college admission...<br />.<br />.<br />.<br />On your 50th year,you may have to undergo this....critical illness...And you need another 2.5lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip4sX4AvZtv8SledEmAPDKd-qvPNM5-bgUf49OiiQ9KvAqWmdPAP3bMJsyEK08PKPksqYzfHwBbNs0HaHc9pcj6LGFKFZJTsogX7atkys0fsdRxtm822JCwGNMoJBViOkwpAxKukmNcMk/s1600/Hospitalization.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 233px; height: 216px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEip4sX4AvZtv8SledEmAPDKd-qvPNM5-bgUf49OiiQ9KvAqWmdPAP3bMJsyEK08PKPksqYzfHwBbNs0HaHc9pcj6LGFKFZJTsogX7atkys0fsdRxtm822JCwGNMoJBViOkwpAxKukmNcMk/s320/Hospitalization.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652907447183332338" /></a><br />.<br />.<br />You will be happy to see that your family is beside you without running around to arrange for the hospital bill...<br />Courtesy - This Critical illness Plan!!! This will pay the entire 2.5 lacs for your critical illness treatment...<br />.<br />.<br />.<br />On your 55th year,You are eager to move from this place...<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCqBHyNMFDbl2Bxh6rSy4IgpJiTZevnGoyRrW3Nzf64bl6sobY3NgKGoP25vpybOCGtNY3zaFb3imAzxP1cirs0gulBmjnnMbL9YP3YzE5emeMvcOjSUANyRLckAKtlaowS57-ZRvY04k/s1600/Small+house.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 300px; height: 168px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCqBHyNMFDbl2Bxh6rSy4IgpJiTZevnGoyRrW3Nzf64bl6sobY3NgKGoP25vpybOCGtNY3zaFb3imAzxP1cirs0gulBmjnnMbL9YP3YzE5emeMvcOjSUANyRLckAKtlaowS57-ZRvY04k/s320/Small+house.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652909752573446418" /></a><br />.<br />.<br />To This Place...And the Difference amount needed is 25 lacs!!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrsVd_AUrUesM3rhVdy6WYhcpyMmHn8m9H33-JpeVL5VCrNVtam8sdMPe5gPayQwG3Ea5cECHsOlIrbjIxhNpcuXsMBJQbh7zKfWhz4yhhCiEpzSRz3v3mLs6JJX6ELXwFgoeBSCRt5LY/s1600/Big+House.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrsVd_AUrUesM3rhVdy6WYhcpyMmHn8m9H33-JpeVL5VCrNVtam8sdMPe5gPayQwG3Ea5cECHsOlIrbjIxhNpcuXsMBJQbh7zKfWhz4yhhCiEpzSRz3v3mLs6JJX6ELXwFgoeBSCRt5LY/s320/Big+House.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652911257101642178" /></a><br />.<br />.<br />Congratulations on your new home and Do not Forget to throw a party for your friends and family in your new home...By the way do not worry on the difference amount...<br />Courtesy - This New House Plan!!! This will pay the Difference amount of 25 lacs required to upgrade to a bigger home...<br />.<br />.<br />.<br />On your 60th year,You have plan to go on a vacation here....and you need 12 lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-bOPzSmhK5lga22K9lDlw6tTEJVnuVr9mj542f7nXi_J9oxa5EXPpAvpdXDZxla_chtzDOcRm9AAuAA-0wodd0jLlT1K01TAraWmYinhb0l9jFOwY_tzn0vzkXQeRhmrrkiWweu1F6bM/s1600/Paris.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-bOPzSmhK5lga22K9lDlw6tTEJVnuVr9mj542f7nXi_J9oxa5EXPpAvpdXDZxla_chtzDOcRm9AAuAA-0wodd0jLlT1K01TAraWmYinhb0l9jFOwY_tzn0vzkXQeRhmrrkiWweu1F6bM/s320/Paris.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652931840413363410" /></a><br /><br />.<br />.<br />and here as well...<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiAB1gDMjJzZY3HrvjgWgUlkAb9suKBJ-i3aUasJshMRTFaEisOtfD3XsGfRQoPuRbN_8Na5xE9dOHCOuTAC60reGx9pfps9UR8SvRfy79G_WjGNVL7InF2gYQs5z4BwS3mM6LxyKXDZk4/s1600/Switzerland.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 186px; height: 139px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiAB1gDMjJzZY3HrvjgWgUlkAb9suKBJ-i3aUasJshMRTFaEisOtfD3XsGfRQoPuRbN_8Na5xE9dOHCOuTAC60reGx9pfps9UR8SvRfy79G_WjGNVL7InF2gYQs5z4BwS3mM6LxyKXDZk4/s400/Switzerland.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652932080543937858" /></a><br /><br />.<br />.<br />Do you want to miss this???<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9tjE4lvbp8m-4qT6qxgFIOXnBDEQaqKM5UUnvjQ8ana1DvdCtIlMstaOY62r_uS3EUP-QCMSC87nRlt716XOjw7RTIIiljTjhrWOQeX30U332OOxb_JLz7hO4XIqhhzBGPIytsnZSArs/s1600/Las+vegas.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 255px; height: 198px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9tjE4lvbp8m-4qT6qxgFIOXnBDEQaqKM5UUnvjQ8ana1DvdCtIlMstaOY62r_uS3EUP-QCMSC87nRlt716XOjw7RTIIiljTjhrWOQeX30U332OOxb_JLz7hO4XIqhhzBGPIytsnZSArs/s400/Las+vegas.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652932414680213314" /></a><br /><br />.<br />.<br />.<br />What are you waiting for???Just pack this and Fly....<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHD3ywORUl4No9-whEE5kufEUFAul3-_Qb8eOSoz3Fg5QIL6jIRdnhDDWhkiNH9dqy8czt2RpLXzs9-wlxnPaiWwNZfGg9h_cJxhw8S4mDjLzw4vVDPo_NVGZRuG6XX2Vwz8D1zUAWEq0/s1600/Suitcase.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHD3ywORUl4No9-whEE5kufEUFAul3-_Qb8eOSoz3Fg5QIL6jIRdnhDDWhkiNH9dqy8czt2RpLXzs9-wlxnPaiWwNZfGg9h_cJxhw8S4mDjLzw4vVDPo_NVGZRuG6XX2Vwz8D1zUAWEq0/s320/Suitcase.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652921815392494290" /></a><br />.<br />.<br />Courtesy - This World Tour Plan!!!This will pay your total vacation expense of 12 lacs...<br />.<br />.<br />.<br />On your 65th year...you want to present your better half this...And it cost you another 12lacs!!!<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpAGQg3Li-PChn782I-hAqxOTXEl01kYU1ERqkiBzN5Yy6b42HPRxcSygpbzIzuFd-b29dbjJRRb55ak8vGAROMa0Ork814xQcFqRX7ujIzCobYRQvR6163rlQbsJ-MtO7g3LdTOnBQXs/s1600/Diamond.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpAGQg3Li-PChn782I-hAqxOTXEl01kYU1ERqkiBzN5Yy6b42HPRxcSygpbzIzuFd-b29dbjJRRb55ak8vGAROMa0Ork814xQcFqRX7ujIzCobYRQvR6163rlQbsJ-MtO7g3LdTOnBQXs/s320/Diamond.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652923236385635746" /></a><br />.<br />.<br />Just admire her and tell her how beautiful she looks with that...And do not ever think about that 12 lacs...<br />Courtesy - This Impress your wife Plan!!!This will pay you the entire 12 lacs for the beautiful Diamond necklace you just bought...<br />.<br />.<br />.<br />Now the sad and inevitable part...<br />.<br />.<br />On your 80th age....this happens...<br />.<br />.<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDJqKBqoyG7qx6V5pi97b4Q8vSt4ShuUaQVLBwQ9rEGKKtlB3K-b86ZgvrC-OynVVszYDqQJVj54EqA9dv_yEpop2ft0amPwVBqpdmqKOyM5slzdjkyg4VckXh5qL_mv2YWIHCHbOksh8/s1600/Death.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 275px; height: 183px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDJqKBqoyG7qx6V5pi97b4Q8vSt4ShuUaQVLBwQ9rEGKKtlB3K-b86ZgvrC-OynVVszYDqQJVj54EqA9dv_yEpop2ft0amPwVBqpdmqKOyM5slzdjkyg4VckXh5qL_mv2YWIHCHbOksh8/s320/Death.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5652925231848018466" /></a><br />.<br />.<br />Although,Nothing would be able to fill the gap left by you in your loved ones heart...You can atleast leave this world worry free thinking that there is another 12 lacs money which will take care of your spouse's remaining years.<br />Courtesy - This Insurance Plan!!!Death benefit Of 12 lacs till your 100th Birthday...<br />.<br />.<br />.<br /><br />PS-All the above calculation is given considering the present Growth and everyone knows how the market is performing right now...So a carefully chosen combination of plans will definitely give you more than what has been illustrated here..<br /><br />Do let me know your opinion....Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com1tag:blogger.com,1999:blog-3088569552508990795.post-43304162976908148982011-09-05T23:55:00.000-07:002011-09-06T00:04:46.216-07:00Indian GDP Update for Q1 FY '12Hey All, the below news will keep you updated on the real growth in some sectors and will make you wary of people who gives u fake informations...Hope you all will like it...<br /><br />The<strong> real GDP grew at 7.7% during Q1FY12</strong> (versus 7.8% last quarter and 8.8% Q1FY11). This growth is substantial considering the high base from last year. Agriculture, Industry and Services grew at 3.9%, 5.1% and 10%, respectively as compared to 2.4%, 10.5% and 9.6%. The headline number was supported by robust growth in ‘Electricity, gas and water supply’ at 7.9%, ‘trade, hotels, transport and communication’ at 12.8%, ‘financing, insurance, real estate and business services’ at 9.1%.<br /><br />According to the Department of Agriculture and Cooperation (DAC), the production of crops - rice, wheat, coarse cereals and pulses during the Rabi season have recorded growth rates of 11.3%, 6.3%, 0.7% and 4.9%, respectively. ‘Agriculture’ sector grew by 3.9% in Q1FY12 v/s 2.4% last year and 7.5% in Q4FY11.<br /><br /> Industry sector grew by 5.1% during Q1FY12 as compared 10.5% last year and 6.1% in Q4FY11. The Manufacturing and Electricity, gas, water supply showed robust growth of 7.2% and 7.9% respectively in Q1FY12 (10.6% and 5.5% in Q1FY11 and 5.5% and 7.8% in Q4FY11). Mining registered sluggish Q1FY12 growth at 1.8% (as reflected in IIP numbers). Industry sector growth for FY12 will likely settle at 7.5-7.75% levels.<br /><br /> Service sector continued its strong growth of 10% v/s 9.6% in Q1FY11 and 8.7% in Q4FY11. The sub-segment – Trade, Hotels, Transport and Communication grew robust by 12.8% v/s 12.1% last year and 9.3% in Q4FY11. Financing, Insurance, Real estate and Business services – continues its strong pace of growth with 9.1% growth during the quarter as compared 9.8% last year and 9% last quarter. The sub-segment – Community, Social & Personal Services slowed down significantly sequentially to 5.6% v/s 8.2% last year and 7% in Q4FY11.<br /><br /> For Q1FY12 Private Final Consumption Expenditure (PFCE) grew at 6.3% v/s 8% in Q4FY11 and 8.8% in Q1FY11. We believe increase in core inflation to have impacted PFCE spend in Q1. In our view, PFCE spend remained inconsistent in FY11 and this parameter will be a key monitorable in FY12 to assess the demand in the economy. Government Final Consumption Expenditure (GFCE) continues to slide, coming in at 2.1% v/s 4.8% growth for Q4FY11. In Q1FY12 Gross Fixed Capital Formation (GFCF) registered strong 7.9% growth v/s 0.4% last quarter.<br /><span style="font: bold 12px arial; color: rgb(35, 31, 32);"></span><br /> Going ahead in FY12 we expect manufacturing sector to register sluggish growth in H1FY12 on account of high base effect. With inflation expected to remain elevated in the coming fiscal and the impact of tight monetary policy, we believe growth in the manufacturing sector will be impacted. With growth expected to bounce back in H2FY12 we estimate manufacturing to post growth of ~7.5-7.75% for the fiscal. Services sector will continue to perform strong in FY12 and is expected to grow at ~9%. <strong>We expect agriculture to revert to trend / mean growth and post a 3.5% growth. Overall, we expect FY12 GDP growth to be around 7.9%.<br /><br /></strong><table border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td style="font: bold 12px arial; color: rgb(35, 31, 32);" align="left" valign="top">Table 1: Annual GDP data</td> </tr> <tr> <td align="left" valign="top"> <img src="http://www.birlasunlife.com/birlasunlife/insurance/BSLI_MP/BSLI_Emailer/GDP_Update/images/table_1.gif" width="581" height="250" /> </td> </tr> <tr> <td style="font: 12px arial; color: rgb(35, 31, 32);" align="left" valign="top"> <span style="font: italic 12px arial; color: rgb(35, 31, 32);"><br /> Amounts in Rs. crore</span></td></tr></tbody></table><br />Source- Quarterly Report-Business news.Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com0tag:blogger.com,1999:blog-3088569552508990795.post-23092349734796355642011-09-03T04:18:00.000-07:002011-11-04T06:08:05.463-07:00Baap Of Magic PlansHey All,<br /><br />Please find below a calculation which i have done by using an excel.<br /><br />There are some LIC Agents who are selling insurance plans called Magic plan-Retire and enjoy.I have proved here that my investment idea can beat their so called magic plan hands down.Below is the sample illustration for a person aged 26 years and planning an investment of 1 lac approximately every year for his retirement planning.<br /><br />I have named it "Baap Of Magic Plans"...<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBuvkNRBaT5URc1ZvnZv-KxFFln5JwUCQYJEBurH-hijxLhbfWXaTRtDJViIr8Bijoh6Env93c3tm-C_imjbSdf6u58GrUtqcWRhvTdLYxeO9_4BprQQ2mgeZEfYEDAwfWzbVbg_XhZ1Q/s1600/Magic.jpeg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 223px; height: 226px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBuvkNRBaT5URc1ZvnZv-KxFFln5JwUCQYJEBurH-hijxLhbfWXaTRtDJViIr8Bijoh6Env93c3tm-C_imjbSdf6u58GrUtqcWRhvTdLYxeO9_4BprQQ2mgeZEfYEDAwfWzbVbg_XhZ1Q/s400/Magic.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5671126248466577730" /></a><br /><br />Hope you all will like it.<br /><br />Investment type-Traditional/conventional<br /><br />Market exposure- No<br /><br />Investment amount - 1.05 + 0.05 lac per annum<br /><br />Total investment amount - 1.1 lac per annum<br /><br />Investment period - 1.05 lac for only 15yrs!!! and 0.05 lac for 30yrs.<br /><br />So total investment amount from you is only Rs.1725000/-!!!!!<br /><br />Expected return on Investment - From your 56th birthday you can take<br />home 10lac!! every year as a pension amount till your 80th birthday<br />and once you reach your 80th birthday you can take home 12 lac<br />approximately as a lump-sum and the plan will get closed.<br /><br />Death Benefit - In case of death before your 56th birthday,your family<br />will receive 30 lac insurance money plus the accumulated money in the<br />pension fund.<br /><br />For example - In case if death happens on 50th year,your nominee will<br />receive 30 lac insurance money plus 50 lac approximately from your<br />pension fund!!!<br /><br />In case of death after 56 the birthday,your family will receive 12 lac<br />plus remaining balance from your pension fund.<br /><br />For example - In case if death happens on 65th birthday, you would<br />have received 10 lac for 10 years as pension,so total 1 crore you have<br />used for yourself and your nominee will receive 12 lac insurance money<br />plus 85 lac approximately from your pension fund.<br /><br />I have suggested you an investment theory which is absolutely<br />conventional and secure.You have to just invest in 3 different plans<br />to get these benefits.<br /><br />Do let me know if you would like to take this for yourself.Subhash Nairhttp://www.blogger.com/profile/03252693975440006210noreply@blogger.com10